3545 20th St , San Francisco, CA 94110
$2,700,000
Est. Payment: $13,634.21/mo
10 Bed
3 Bath
3432 Sqft
Status: active | Days on site: 482
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to this expansive 8-bedroom mixed use property located in the vibrant city of San Francisco. Work ,live and play lifestyle. First floor can be an office /retail or a coffee shop with indoor and outdoor setting or seating area.With a generous 3,432 sq ft of living space, this property offers a versatile layout perfect for large families or those looking for ample room to grow. The kitchen is equipped with an electric cooktop and other countertop surfaces, seamlessly connecting to a combined family room for a modern open-plan living experience. The dining area is conveniently situated within the living room, enhancing the ease of entertaining. The property features a mix of concrete, hardwood, and other flooring, adding character and durability throughout. High ceilings add to the sense of space and grandeur. Note the absence of a cooling system, but heating is provided via baseboard and electric sources. San Francisco Unified School District serves this location. While there is no dedicated laundry area or garage spaces, the property's ample size compensates with abundant potential. Ideal for those seeking a spacious residence in a prime urban setting.

Highlights

Listed by Melanie Holthaus , 408-645-1594 Alliance Bay Realty , 510 742-6600. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.04

Year Built

1900

County

San Francisco

School District

San Francisco Unified

Listing ID

ML81995619

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:10
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop
Floor:Concrete,Wood
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:NC1
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$13,634
Taxes
$1,721

Home Price

$2,700,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$540,000
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Monthly Price:
$13,634.21

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,634.21 $1,721.25 $0.00 $15,355.46
Yearly $163,610.49 $20,655.00 $0.00 $184,265.49
Total $4,908,314.78 $619,650.00 $0.00 $5,527,964.78

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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