431 Vernon St , San Francisco, CA 94132
$1,199,000
Est. Payment: $6,580.56/mo
2 Bed
1 Bath
1164 Sqft
0.11 Acres
Status: Active | Days on site: 15
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ML6043458 - ML5107616
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House Description

THE LAND IS THE STORY. Set on an approximately 4,748 square foot lot, about 90% larger than many nearby 2,500 square foot parcels, 431 Vernon Street offers a scale of land and long-term optionality rarely found in San Francisco. The exceptionally large, usable parcel includes a fully renovated, move-in-ready residence. The main level features a living room, dining room, updated kitchen, two bedrooms, and a renovated bathroom. Refinished wood floors and original details preserve the home's character. The lower level offers a recreation room, laundry and utility space, storage, and an attached garage. Outside, the expansive lot, oversized driveway, and front yard offer space for outdoor living, gardening, or a private retreat. Gopher mesh protection was installed across the entire property at huge expense. The parcel may also support an ADU, expansion, home office, or studio, subject to laws, approvals, and buyer investigation. Near Ocean Avenue shops, Stonestown Galleria, SF State, City College, and highly rated Commodore Sloat Elementary, Aptos Middle, Lowell High, and Balboa High. The 29 bus is next door; the 28 bus and K and M Muni Metro are nearby. Buyer to verify square footage, school eligibility, and transit. Floorplan is not an official source for square footage.

Highlights

Listed by Burhan Mehmood , 415-374-6241 NBM Ventures Inc , 415-374-6241. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.11

Year Built

1921

County

San Francisco

School District

San Francisco Unified

Listing ID

ML82061587

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Refrigerator, Vented Exhaust Fan
Floor:Wood
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:RH1
Roof:Shingle
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 1:00 pm - 4:00 pm Oct 3
Sunday 1:00 pm - 4:00 pm Oct 4
Principal Interest
$6,581
Taxes
$764

Home Price

$1,199,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$239,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,580.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,580.56 $764.36 $0.00 $7,344.92
Yearly $78,966.72 $9,172.35 $0.00 $88,139.07
Total $2,369,001.59 $275,170.50 $0.00 $2,644,172.09

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T21:11:42.000Z

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