558 Balboa St , San Francisco, CA 94118
$1,925,000
Est. Payment: $9,720.69/mo
3 Bed
2 Bath
0 Sqft
Status: active | Days on site: 7
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House Description

GREAT INVESTMENT! Live upstairs. Rent downstairs. Let San Francisco do the rest! Rare Inner Richmond mixed-use gem on Balboa Street! First time on the market in over 40 years, this well-maintained residential and commercial building offers flexible San Francisco ownership with lifestyle appeal and long-term upside. Just moments from Golden Gate Park, USF, museums, cafes, shops dining, transit, and the beach, the location delivers the walkable city lifestyle today’s buyers and renters love. The street-level commercial space is home to an established Japanese and Chinese restaurant, giving the property built-in neighborhood presence and income potential. Upstairs, the move-in ready 3-bedroom, 1-bath private residence features a separate entrance, formal living room, open kitchen and dining layout, original hardwood floors, and a private backyard balcony for morning coffee, evening hangs, or a quiet city escape. The residential unit will be delivered vacant, creating a rare opportunity to occupy, lease, or customize the space. Potential market rent for the 3BD/1BA residence is approximately $6,800 per month, adding appeal for investors, owner-users, and house hackers seeking income flexibility. Live upstairs and let the commercial space help offset costs, rent both units for income, or explore a long-term vision in one of San Francisco’s most beloved neighborhoods. This property has character, location, and multiple paths forward. Parks, schools, food, culture, and coastal air are nearby, making Balboa Street a true SF lifestyle address. Classic building, prime location, modern upside. This is not just a property; it is a chance to own a piece of San Francisco with income potential, flexibility, and future value. Bring your vision and your best offer, because opportunities like this do not come around often.

Highlights

Listed by San Lieu , 510-742-6600 Alliance Bay Realty , 510-742-6600. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.04

Year Built

1906

County

San Francisco

Listing ID

41140029

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:
Floor:Wood

Exterior Features

Lot:Back Yard,Street Level,No Land Lease
Garage Capacity:0
Roof:Shingle
Others:Stucco,2+ Total Units
Principal Interest
$9,721
Taxes
$1,227

Home Price

$1,925,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$385,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,720.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,720.69 $1,227.19 $0.00 $10,947.87
Yearly $116,648.22 $14,726.25 $0.00 $131,374.47
Total $3,499,446.65 $441,787.50 $0.00 $3,941,234.15

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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