74 New Montgomery St Unit 313 , San Francisco, CA 94105
$292,804
Est. Payment: $1,478.57/mo
0 Bed
1 Bath
600 Sqft
Status: active with contingency | Days on site: 77
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Below Market Rate (BMR) studio condominium available at 120% qualifying AMI, reflecting the one-time 20% increase allowed under the temporary waivers. This loft-style residence offers an open living space with elevated sleeping area, in-unit washer/dryer combo, kitchen appliances, and dedicated storage cage.Full-service building amenities include 24-hour security, panoramic rooftop deck with BBQ, and bike storage. Prime Yerba Buena location, only two blocks from Montgomery BART, near the Financial District, Salesforce Park, and SFMoMA. Must be first-time homebuyer and income eligible. Maximum income limits: for 1 person= $130,900; 2= $149,650; 3 =$168,300; 4=$187,000; 5= $201,950. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. The unit will be available on a first come first served basis starting on 5/7/2026 at 8:00 AM PST. OPEN HOUSES: 5/2 Saturday 3-5PM. Fair Housing Opportunity.

Highlights

Listed by Stephanie He , 650-303-0032 Redfin , (877) 973-3346. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1127 Monthly

Year Built

1914

County

San Francisco

School District

San Francisco Unified

Listing ID

ML82040262

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Dishwasher, Electric Oven, Disposal, Microwave, Refrigerator, Vented Exhaust Fan
Other:Loft
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:C-3-O(SD)
Roof:Concrete
Sewer:Public Sewer
Parking Features:Off Site
Principal Interest
$1,479
Taxes
$187
HOA
$1,127

Home Price

$292,804

Loan Details

30 yrs
6.487%

Down Payment

20%
$58,561
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,478.57

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,478.57 $186.66 $1,127.00 $2,792.24
Yearly $17,742.89 $2,239.95 $13,524.00 $33,506.84
Total $532,286.74 $67,198.52 $405,720.00 $1,005,205.26

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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