770 Andover St , San Francisco, CA 94110
$998,000
Est. Payment: $5,477.40/mo
2 Bed
1 Bath
875 Sqft
0.04 Acres
Status: Active | Days on site: 6
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ML5009847 - ML5071078
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House Description

Welcome to this delightful single-family home (zoned RH2) nestled in one of San Francisco's most beloved neighborhoods, charming Bernal Heights. This cul-de-sac located home currently features two comfortable bedrooms, a well-appointed bathroom, and a versatile bonus room that can serve as a home office, guest space, creative studio, or whatever suits your lifestyle needs. Whether you're working from home, hosting visitors, or pursuing a passion project, the flexible bonus space adapts to how you live. The home has been painted inside out and has a new range and hood. Enjoy a leisurely 15-minute walk to iconic Bernal Heights Park, where breathtaking panoramic views of the San Francisco skyline, the Bay, and beyond await. Just a 10-minute stroll brings you to the vibrant Cortland Avenue corridor, the neighborhood's beating heart. Here you'll discover an eclectic mix of beloved local restaurants, cozy cafes, artisan bakeries, independent boutiques, wine bars, and everyday essentials, all with the distinctive small-town-in-the-city charm that makes Bernal Heights so special. This is more than a home; it's a gateway to the quintessential Bernal Heights lifestyle. Don't miss the opportunity to make it yours and take advantage of the RH2 zoning potential.

Highlights

Listed by Linda Jin , 415-937-0078 Cadeo Properties , (415) 937-0078. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.04

Year Built

1948

County

San Francisco

School District

San Francisco Unified

Listing ID

ML82059669

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Other:
  • ▪ Additional:Breakfast Area
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:RH2
Roof:Tar/Gravel
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 1:00 pm - 3:00 pm Oct 3
Sunday 11:00 am - 1:00 pm Oct 4
Principal Interest
$5,477
Taxes
$636

Home Price

$998,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$199,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,477.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,477.40 $636.23 $0.00 $6,113.62
Yearly $65,728.76 $7,634.70 $0.00 $73,363.46
Total $1,971,862.87 $229,041.00 $0.00 $2,200,903.87

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (San Francisco, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T21:11:42.000Z

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