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1310 Saddle Rack St Unit 347 , San Jose, CA 95126
$650,000
Est. Payment: $3,442.83/mo
2 Bed
2 Bath
1258 Sqft
Status: Active | Days on site: 206
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ML28321 - ML95197
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Chris Heller
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House Description

Midtown Plaza Community HOA IS HUD APPROVED & ELIGIBLE FOR FHA FINANCING! Offering 1,258 square feet of thoughtfully designed living space, this spacious, move-in-ready home combines comfort, convenience, and outstanding value. Step inside to discover an open and inviting floor plan filled with natural light, generous living and dining areas, and a well-appointed kitchen perfect for everyday living and entertaining. The primary suite features ample closet space and a private bath, while the second bedroom and full bathroom provide flexibility for guests, family, or a home office. Enjoy fresh air and outdoor relaxation on the Brand-New Balcony, providing a wonderful extension of your living space. With its move-in-ready condition, you can settle in immediately and begin enjoying everything this vibrant community has to offer. Ideally located near Downtown San Jose, Santana Row, Valley Fair, Diridon Station, major freeways, dining, shopping, and entertainment, Midtown Plaza offers the perfect balance of urban convenience and neighborhood charm. Mid Town Plaza HOA is HUD Approved Which is Very Rare and Desirable in the Bay Area!!!
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Highlights

Listed by Regina Zabarte , 408-431-5684 Hello Hello Bay Area , (408) 431-5684. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.03

HOA Fee

792 Monthly

Year Built

2004

County

Santa Clara

Area

699 - Not Defined

 School District

San Jose Unified

Listing ID

ML82033344

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate,Wood
Other:
  • ▪ Additional:Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R1
Roof:Composition
Sewer:Public Sewer
Parking Features:Underground,Guest
Principal Interest
$3,443
Taxes
$414
HOA
$792

Home Price

$650,000

Loan Details

30 yrs
6.952%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,442.83

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,442.83 $414.38 $792.00 $4,649.20
Yearly $41,313.91 $4,972.50 $9,504.00 $55,790.41
Total $1,239,417.43 $149,175.00 $285,120.00 $1,673,712.43

Today's Rates

30 Year

6.95%

20 Year

6.73%

15 Year

6.35%

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Market insight data is pulled from the same city as the listing being viewed (San Jose, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-09-23T07:04:54.000Z

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