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374 S 21st St , San Jose, CA 95116
$1,188,000
Est. Payment: $6,243.45/mo
3 Bed
1493 Sqft
0.18 Acres
Status: active | Days on site: 123
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ML5086827 - ML5086090
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Chris Heller
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House Description

Two homes being sold together make this an excellent house hack + future development opportunity! Live in the brand-new ADU and let the main house help pay your mortgage. On roughly 7,800 sq ft in San Jose, this property has a newly built, detached 2BD/2BA ADU (749 sq ft), vacant and ready for you to move in. The renovated 1BD/1BA main house (744 sq ft, built in 1930) rents at $3,000/mo. Prefer to hold both as rentals? The ADU projects at around $3,500/mo, for about $6,500/mo combined. BONUS 2 additional homes in the pipeline: Plans for a two-story duplex, with two 3BD/3BA units of 1,188 sq ft each, are already in permit review with the city. The design work is done, so you pick up where it leaves off instead of starting from scratch. Live on-site while you build out to four units. Close to Downtown, major tech employers, San Jose State University and freeway access. Excellent opportunity for investors, developers, builders looking for the next project.
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Highlights

Listed by Adrian Chu , 206-407-5452 Specialty Corporation , 2064075452. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family
Lot/Acreage
0.18

Year Built

2026

County

Santa Clara

Area

699 - Not Defined

 School District

San Jose Unified

Listing ID

ML82063896

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R2
Roof:Composition
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Parking Features:Uncovered
Principal Interest
$6,243
Taxes
$1,022

Home Price

$1,188,000

Loan Details

30 yrs
6.875%

Down Payment

20%
$237,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,243.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,243.45 $1,022.33 $0.00 $7,265.78
Yearly $74,921.42 $12,268.00 $0.00 $87,189.42
Total $2,247,642.52 $368,040.00 $0.00 $2,615,682.52

Today's Rates

30 Year

6.88%

20 Year

6.86%

15 Year

6.33%

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Market insight data is pulled from the same city as the listing being viewed (San Jose, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-07T01:31:48.000Z

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