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640 N 12th St , San Jose, CA 95112
$1,080,000
Est. Payment: $5,675.86/mo
3 Bed
1373 Sqft
0.13 Acres
Status: active | Days on site: 7
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ML80336 - ML475413
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Chris Heller
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House Description

Hello there, here is a special duplex in down town San Jose, close to Japan Town, San Jose State U and SAP Center. It features a 1bedroom/1 bath unit at the front and a 2bedrooms/1 bath at the back unit. No common walls between bedrooms. Units are fairly new with granite counter top, laminate flooring. Each unit has It's laundry and garage. It has ample parling space. The building also has a wooden gate that can be closed for security and privacy. Easy access to Hwy 101, 87 and 880. Asking price is just about a million and you have 2 units. Live in one, rent the other or have extended family occupy both or rent out both. No HOA fees. Its a good deal before interest rates even go higher. Come take a look and you will love it.
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Highlights

Listed by Marie Fong , 408-429-0525 Green Valley Realty USA , (408) 512-5712. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family
Lot/Acreage
0.13

Year Built

1988

County

Santa Clara

Area

699 - Not Defined

 School District

San Jose Unified

Listing ID

ML82066114

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
Appliances:Refrigerator
Floor:Laminate,Tile
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:0
Zoning:R2
Roof:Shingle
Sewer:Public Sewer

Open House

Upcoming Open Houses
Sunday 2:30 pm - 4:00 pm Nov 8
Principal Interest
$5,676
Taxes
$448

Home Price

$1,080,000

Loan Details

30 yrs
6.875%

Down Payment

20%
$216,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,675.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,675.86 $448.33 $0.00 $6,124.20
Yearly $68,110.38 $5,380.00 $0.00 $73,490.38
Total $2,043,311.38 $161,400.00 $0.00 $2,204,711.38

Today's Rates

30 Year

6.88%

20 Year

6.86%

15 Year

6.33%

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Market insight data is pulled from the same city as the listing being viewed (San Jose, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-11-07T01:31:48.000Z

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