1440 Ella St , San Luis Obispo, CA 93401
$689,000
Est. Payment: $3,479.25/mo
1 Bed
1 Bath
540 Sqft
Status: active with contingency | Days on site: 172
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Bring your hard hat and your imagination to this rare opportunity in one of San Luis Obispo’s most desirable neighborhoods. Set on an R2-zoned parcel, this property offers exceptional potential for renovation, expansion, or redevelopment (buyer to verify). The driveway leads to a French-door style single-car garage with an attached 286± sq ft workshop perfect for projects or storage, and a brick paver patio. Upstairs, a 273± sq ft porch deck with exceptional views welcomes you into the 540± sq ft home, featuring a living room, dining area, kitchen with breakfast nook and ample storage, a bedroom with ensuite bath, and a walk-in closet. Hardwood flooring and an abundance of windows provide natural light throughout, while a wall furnace serves the home. The oversized lot is a standout—rich with mature vegetation, garden spaces, a citrus tree, and a mix of concrete and paver patio areas. An open shed currently houses the laundry. Located close to Terrace Hill, Sinsheimer Park, French Hospital, San Luis Obispo High School, and Downtown SLO. This property offers endless potential to renovate, rebuild, or completely reimagine in a prime San Luis Obispo location.

Highlights

Listed by Lindsey Harn , 805-441-7744 Christie's International Real Estate Sereno , 805-476-0104. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.09

Year Built

1968

County

San Luis Obispo

Area

SLO - San Luis Obispo

Neighborhood

San Luis Obispo(380)

School District

San Luis Coastal Unified

Listing ID

SC25194011

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:1
  • Bathrooms:1
  • Full Bathrooms:1
Floor:Wood
Other:Breakfast Area,All Bedrooms Up,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:Back Yard,Level,No Land Lease
Garage Capacity:1
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$3,479
Taxes
$439

Home Price

$689,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$137,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,479.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,479.25 $439.24 $0.00 $3,918.49
Yearly $41,750.97 $5,270.85 $0.00 $47,021.82
Total $1,252,529.22 $158,125.50 $0.00 $1,410,654.72

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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