1560 Phillips Ln , San Luis Obispo, CA 93401
$1,398,000
Est. Payment: $7,625.67/mo
3 Bed
3 Bath
1848 Sqft
0.15 Acres
Status: Active | Days on site: 4
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House Description

Welcome to 1560 Phillips Lane, a 1952 Cape Cod–style home tucked into the San Luis Obispo foothills near the Mill Street Historic District and within walking distance of Cal Poly. With its dormer windows, inviting front porch, established setting, and mountain views, the home offers an appealing urban cottagecore feel—classic cottage character with the convenience of an in-town location. Never before on the market, the home was built from L. F. Garlinghouse Company Plan No. 5035 and retains many of its original architectural details. The approximately 1,407 sq. ft. main residence features three bedrooms, one and a half baths, a formal dining room, kitchen with breakfast area, and attached one-car garage. Recent improvements include refinished original hardwood floors, fresh interior and exterior paint, new kitchen and laundry room flooring, updated bathrooms, a new range and microwave, and a tankless water heater. Outside, improvements include a new driveway, front-yard irrigation, refreshed landscaping, new gates, and an updated redwood front porch. The home offers the next owner an opportunity to continue the improvements. Also on the property is an original permitted secondary structure dating to the 1940s, offering approximately 441 sq. ft. of bonus space with a half bath. Recently improved with new flooring and fresh interior and exterior paint, this versatile space offers potential for a future ADU, extended living area, home office, studio, or guest space. Buyers should check with the City regarding requirements and permitting for their intended use. The spacious yard provides room for outdoor living, gardening, and entertaining. With its cottage character, in-town setting, recent improvements, and versatile secondary structure, 1560 Phillips Lane offers a unique combination of vintage charm and possibilities for the future.

Highlights

Listed by Eileen Ellison , 805-574-3890 Century 21 Masters , 805-489-2100. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.15

Year Built

1952

County

San Luis Obispo

Area

SLO - San Luis Obispo

Neighborhood

San Luis Obispo(380)

School District

San Luis Coastal Unified

Listing ID

PI26205639

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:2
Appliances:Gas Range, Microwave, Tankless Water Heater
Floor:Vinyl,Wood
Other:
  • ▪ Additional:Breakfast Area, Separate/Formal Dining Room, All Bedrooms Up, Walk-In Pantry
Water:Public

Exterior Features

Lot:0-1 Unit/Acre,Back Yard,Front Yard,Sprinklers In Front,Near Public Transit,Paved,Rectangular Lot,Sprinklers Timer,Street Level,Yard,No Land Lease
Lot Dimensions:60' x 110'
Garage Capacity:2
Zoning:R-1
Roof:Composition
Others:
  • ▪ Additional:Rain Gutters, Wood Siding, 2+ Total Units
Sewer:Public Sewer
Parking Features:Door-Single,Driveway,Garage

Open House

Upcoming Open Houses
Wednesday 9:30 am - 12:30 pm Oct 7
Principal Interest
$7,626
Taxes
$891

Home Price

$1,398,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$279,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,625.67

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,625.67 $891.22 $0.00 $8,516.89
Yearly $91,508.00 $10,694.70 $0.00 $102,202.70
Total $2,745,240.11 $320,841.00 $0.00 $3,066,081.11

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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