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1974 San Luis Ranch , San Luis Obispo, CA 93405
$1,050,000
Est. Payment: $5,727.43/mo
4 Bed
4 Bath
1869 Sqft
0.06 Acres
Status: Active | Days on site: 31
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Chris Heller
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House Description

Welcome to the sought-after Heirloom Collection at San Luis Ranch. This stunning, like-new construction offers 4 bedrooms and 3.5 bathrooms with a light-filled, thoughtfully designed floor plan. A main-level en-suite bedroom with both interior and private exterior access provides wonderful flexibility for guests, multigenerational living, or a home office. Features include luxury vinyl plank flooring, designer kitchen cabinetry, custom window coverings, and abundant natural light. Upstairs, the spacious primary suite offers hillside views, a walk-in closet, and spa-inspired bath with glass-enclosed tiled shower and dual vanity. Enjoy an extended patio, low-maintenance landscaping, an attached one-car garage with driveway parking, energy-efficient all-electric systems, and an owned 2.80 kW solar system. San Luis Ranch offers parks, pathways, green space, basketball and BBQ areas, along with nearby SLO Ranch Farms & Marketplace featuring dining, coffee, bakery, shopping, and everyday conveniences. Ideally located with easy access to Downtown San Luis Obispo, recreation, shopping, and dining.
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Highlights

Listed by Diane Bucher , 408-803-3999 and Kerry Sansone , 805-540-4040 Compass , 925-934-1111. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.06

HOA Fee

82 Monthly

Year Built

2023

County

San Luis Obispo

Area

SLO - San Luis Obispo

 Neighborhood

San Luis Obispo(380)

 School District

San Luis Coastal Unified

Listing ID

SC26189637

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, ENERGY STAR Qualified Appliances, Electric Range, Disposal, Dryer, Washer
Air Cond:Central Air
Fireplaces:
Floor:Carpet,Laminate,Vinyl
Other:
  • ▪ Additional:Breakfast Bar, Breakfast Area, Block Walls, Multiple Staircases, Solid Surface Counters, Bedroom on Main Level, Loft, Primary Suite, Walk-In Pantry
Water:Public

Exterior Features

Lot:Landscaped,Yard,No Land Lease
Garage Capacity:1
Roof:Composition
Others:
  • ▪ Additional:Barbecue, Turnkey, 2+ Total Units
Sewer:Public Sewer
Parking Features:Driveway,Paved,Public
Principal Interest
$5,727
Taxes
$669
HOA
$82

Home Price

$1,050,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,727.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,727.43 $669.38 $82.00 $6,478.81
Yearly $68,729.19 $8,032.50 $984.00 $77,745.69
Total $2,061,875.62 $240,975.00 $29,520.00 $2,332,370.62

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

© 2026 CRMLS/Multi-Regional MLS

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