1974 San Luis Ranch , San Luis Obispo, CA 93405
$1,050,000
Est. Payment: $5,727.43/mo
4 Bed
3.5 Bath
1869 Sqft
0.06 Acres
Status: ACTIVE | Days on site: 36
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House Description

Welcome to the󠃍󠂏󠃍󠂏󠃢󠂀󠂋󠃢󠂁󠂤󠃢󠂁󠂡󠃡󠂠󠂎 sought-after Heirloom Collection at San Luis Ranch. This stunning, like-new construction offers 4 bedrooms and 3.5 bathrooms with a light-filled, thoughtfully designed floor plan. A main-level en-suite bedroom with both interior and private exterior access provides wonderful flexibility for guests, multigenerational living, or a home office. Features include luxury vinyl plank flooring, designer kitchen cabinetry, custom window coverings, and abundant natural light. Upstairs, the spacious primary suite offers hillside views, a walk-in closet, and spa-inspired bath with glass-enclosed tiled shower and dual vanity. Enjoy an extended patio, low-maintenance landscaping, an attached one-car garage with driveway parking, energy-efficient all-electric systems, and an owned 2.80 kW solar system. San Luis Ranch offers parks, pathways, green space, basketball and BBQ areas, along with nearby SLO Ranch Farms & Marketplace featuring dining, coffee, bakery, shopping, and everyday conveniences. Ideally located with easy access to Downtown San Luis Obispo, recreation, shopping, and dining.

Highlights

Listed by Diane Bucher , 408-803-3999 and Kerry Sansone , 805-540-4040 Compass , 925-934-1111. San Diego County Multiple Listing Service mls logo

Property Type

Residential

Lot/Acreage
0.06

HOA Fee

82 Monthly

Year Built

2023

County

San Luis Obispo

Neighborhood

San Luis Obispo(380)

Listing ID

SC26189637

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3.5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Solar Panels, Washer, Electric Range
Air Cond:Central Forced Air
Fireplaces:N/K
Floor:Carpet,Laminate,Linoleum/Vinyl
Other:
  • ▪ Additional:2 Staircases, Corian Counters
Water:Public

Exterior Features

Garage Capacity:1
Roof:Composition
Others:
  • ▪ Additional:Turnkey
Sewer:Public Sewer
Principal Interest
$5,727
Taxes
$669
HOA
$82

Home Price

$1,050,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$210,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,727.43

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,727.43 $669.38 $82.00 $6,478.81
Yearly $68,729.19 $8,032.50 $984.00 $77,745.69
Total $2,061,875.62 $240,975.00 $29,520.00 $2,332,370.62

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

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Data last updated: 2026-10-05T00:00:59.000Z

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