2645 El Cerrito , San Luis Obispo, CA 93401
$2,839,000
Est. Payment: $14,336.12/mo
6 Bed
4 Bath
4244 Sqft
Status: active | Days on site: 6
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Discover timeless elegance in this beautifully maintained 4,244-square-foot residence, thoughtfully designed to blend everyday comfort with effortless entertaining. Featuring six spacious bedrooms and four full bathrooms, this exceptional home offers generous living spaces, refined finishes, and a classic aesthetic that will never go out of style. The heart of the home is an impressive open-concept kitchen that flows seamlessly into the main living area, creating the perfect setting for gathering with family and friends. Designed with both beauty and functionality in mind, the chef's kitchen features quartz countertops, a handcrafted Moroccan tile backsplash, premium Thermador appliances, and abundant prep and storage space. A dedicated home office opens onto a spacious deck, providing an inspiring work-from-home retreat with breathtaking views and peaceful surroundings. Expansive windows throughout the home fill the interior with natural light while showcasing the beauty of the colorful landscape. Engineered hardwood flooring extends throughout the main living areas, complemented by plush carpeting in select spaces for added warmth and comfort. A durable metal roof and integrated surround sound system provide lasting quality and modern convenience. Step outside to an inviting backyard designed for year-round enjoyment. Gather around the gas fire pit on cool evenings, entertain guests under the open sky, or simply relax while taking in the spectacular views that make this property truly special. Combining timeless design, high-end finishes, and exceptional indoor-outdoor living, this remarkable home offers the perfect balance of luxury, comfort, and functionality—creating a place you'll be proud to call home.

Highlights

Listed by Kris McLaughlin , 805-704-1712 Compass , 805-779-7800. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1970

County

San Luis Obispo

Area

SLO - San Luis Obispo

Neighborhood

San Luis Obispo(380)

School District

San Luis Coastal Unified

Listing ID

PI26152966

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:2
  • 3/4 Bathrooms:2
Appliances:6 Burner Stove, Built-In Range, Convection Oven, Double Oven, Dishwasher, Gas Cooktop, Disposal, Gas Oven, Gas Range, Gas Water Heater, Indoor Grill, Ice Maker, Microwave, Refrigerator, Self Cleaning Oven, Water Softener, Tankless Water Heater, Water To Refrigerator, Water Purifier, Dryer, Washer
Air Cond:Central Air,Dual
Fireplaces:Family Room,Gas
Floor:Carpet,Wood
Other:Wet Bar,Built-in Features,Separate/Formal Dining Room,Living Room Deck Attached,Open Floorplan,Pantry,Quartz Counters,Recessed Lighting,Wired for Data,Bar,Wired for Sound,Multiple Primary Suites,Walk-In Pantry,Walk-In Closet(s)
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:4
Roof:Metal
Others:Rain Gutters,Updated/Remodeled,Turnkey,Stucco
Sewer:Public Sewer
Parking Features:Driveway,Garage Faces Front,Garage
Principal Interest
$14,336
Taxes
$1,810

Home Price

$2,839,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$567,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,336.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,336.12 $1,809.86 $0.00 $16,145.98
Yearly $172,033.40 $21,718.35 $0.00 $193,751.75
Total $5,161,002.09 $651,550.50 $0.00 $5,812,552.59

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS