4220 La Posada , San Luis Obispo, CA 93401
$1,899,000
Est. Payment: $10,422.42/mo
5 Bed
3 Bath
2590 Sqft
0.14 Acres
Status: Active | Days on site: 100
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SL1129 - SL01868098
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House Description

Beautifully maintained home in the desirable Stone Creek community, featuring a spacious open floor plan and a ground-level primary suite. Filled with natural light, the main living area offers a striking floor-to-ceiling fireplace, hard surface flooring throughout, and seamless access to the backyard patio for everyday living and entertaining. The private outdoor space is framed by mature landscaping, raised garden beds, and lush climbing greenery, creating an ideal setting for outdoor dining, grilling, or relaxing under the stars. The expansive kitchen is designed for both function and style, highlighted by an oversized counter that serves as the hub of the home, offering seating for casual dining and generous workspace for the home chef. A reverse osmosis system, modern appliances, pantry and abundant cabinetry are thoughtful additions that enhance both convenience and functionality. A formal dining area off the kitchen complements the layout and provides additional space for gatherings. The primary suite enjoys direct patio access and features a spacious ensuite bath with a soaking tub, walk-in shower, dual-sink vanity, and two walk-in closets. An additional bedroom (currently configured as a den), a full bath, and laundry room completes the level. Upstairs, three additional bedrooms and a full bath provides exceptional flexibility for a variety of living arrangements. Completing the property is an attached three-car garage with ample space for vehicles, storage, hobbies, and recreational gear, along with an owned solar system that enhances energy efficiency and provides long-term cost savings. Ideally situated near French Park and just minutes from downtown San Luis Obispo, this is a wonderful opportunity to enjoy comfort, space, and a sought-after location.

Highlights

Listed by Lindsey Harn , 805-441-7744 Christie's International Real Estate Sereno , 805-476-0104. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

65 Monthly

Year Built

2004

County

San Luis Obispo

Area

SLO - San Luis Obispo

Neighborhood

San Luis Obispo(380)

School District

San Luis Coastal Unified

Listing ID

SC26109871

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Range Hood, Water Purifier
Floor:Tile,Vinyl
Other:
  • ▪ Additional:Ceiling Fan(s), Separate/Formal Dining Room, Recessed Lighting, Main Level Primary, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:Landscaped,No Land Lease
Garage Capacity:3
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$10,422
Taxes
$1,211
HOA
$65

Home Price

$1,899,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$379,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,422.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $10,422.42 $1,210.61 $65.00 $11,698.03
Yearly $125,069.06 $14,527.35 $780.00 $140,376.41
Total $3,752,071.74 $435,820.50 $23,400.00 $4,211,292.24

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

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