646 Perkins Ln , San Luis Obispo, CA 93401
$1,049,000
Est. Payment: $5,297.14/mo
4 Bed
4 Bath
2312 Sqft
Status: active with contingency | Days on site: 20
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Attractive investment, house-hack or multi-generational living opportunity conveniently located in San Luis Obispo. This updated duplex offers (2) 2Bed, 1.5Bath units a short distance to restaurants, coffee shops, hiking trails and recreational activities. Renovated ~7 years ago, each unit features a desirable floorplan with living room, dining, kitchen and half bath on the ground level, with two large bedrooms plus a full bath upstairs. Both units have their own fenced backyard to relax or entertain. Recent upgrades include vinyl plank flooring throughout, dual pane windows, washer/dryer combo in each unit, plus under stair storage. The kitchens feature newer cabinets and counters, stainless steel appliances and a pass-through to the dining area offering clean light lines. Great location near downtown SLO, Cal Poly, and Central Coast wineries and beaches! Property is separately metered for electrical and gas with 1 water meter and 4 parking spaces. Currently leased for $2,550/mo and $2,824/mo with one tenant vacating end of June 2026.

Highlights

Listed by Graham Updegrove , 805-459-1865 California Coastal Real Estate , 805-459-1865. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1977

County

San Luis Obispo

Area

SLO - San Luis Obispo

Neighborhood

San Luis Obispo(380)

School District

San Luis Coastal Unified

Listing ID

SC26121501

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:2
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Oven, Refrigerator, Dryer, Washer
Other:All Bedrooms Up
Other:Public

Exterior Features

Lot:Street Level,No Land Lease
Garage Capacity:0
Roof:Composition
Others:2+ Total Units
Sewer:Public Sewer
Principal Interest
$5,297
Taxes
$669

Home Price

$1,049,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$209,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,297.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,297.14 $668.74 $0.00 $5,965.88
Yearly $63,565.71 $8,024.85 $0.00 $71,590.56
Total $1,906,971.19 $240,745.50 $0.00 $2,147,716.69

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (San Luis Obispo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS