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137 Elm St , San Mateo, CA 94401
$2,075,000
Est. Payment: $10,478.14/mo
4 Bed
3 Bath
2380 Sqft
Status: active | Days on site: 176
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Wow, $300,000 price reduction and substantial tax savings if approved for Mills Act! Own a piece of History in this Classic 1907 Queen Anne Victorian with large open living room, kitchen/dining, separate front office, sun room and secluded yard on oversized 9,000 sqft lot. Birthplace of Claire Giannini Hoffman, daughter of A.P. Giannini, founder of Bank of Italy/BofA. Traditional bench seat entry welcomes guests to this grand estate waiting for your remodel and upgrades. Kitchen features built-in oven, dishwasher, gas range with custom hood and large walk-in pantry. Separate laundry room, hardwood floors, rear patio. Detached two car garage with original carriage house would be ideal for an ADU. Newer shingled roof and new sewer lateral. Easy access to downtown shops, parks & transportation. Property may qualify for the Mills Act.
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Highlights

Listed by Michael G Verdone , 650-208-0669 Economic Concepts , 650-208-0669. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.21

Year Built

1907

County

San Mateo

Area

699 - Not Defined

 School District

Other

Listing ID

ML82034015

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Cooktop, Disposal, Range Hood
Floor:Wood
Other:Walk-In Closet(s),Workshop
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R50000
Roof:Shingle
Others:Has ADU
Sewer:Public Sewer
Parking Features:Gated
Principal Interest
$10,478
Taxes
$1,323

Home Price

$2,075,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$415,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,478.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,478.14 $1,322.81 $0.00 $11,800.95
Yearly $125,737.69 $15,873.75 $0.00 $141,611.44
Total $3,772,130.80 $476,212.50 $0.00 $4,248,343.30

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Mateo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

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Data last updated: 2026-08-11T00:38:43.000Z

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