639 Pico Ave , San Mateo, CA 94403
$2,199,000
Est. Payment: $11,994.88/mo
4 Bed
3 Bath
1710 Sqft
0.12 Acres
Status: Pending | Days on site: 9
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ML39596 - ML5064793
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House Description

Beautifully updated and designed for elevated indoor-outdoor California living, 639 Pico offers 1,710 square feet of thoughtfully curated living space. The spacious living room flows effortlessly into the remodeled kitchen and dining area, where views of the backyard create a seamless connection to the homes exceptional outdoor spaces. The flexible floor plan includes four bedrooms and three bathrooms, including a main-level bedroom or office with a custom built-in Murphy bed and desk, offering an ideal setting for guests, work, or both. The backyard is a private retreat and a true extension of the home. Extensively redesigned by Black Diamond Pavers, the resort-inspired setting features a pool, spa, outdoor shower, barbecue area, and multiple spaces for dining, entertaining, and relaxing, all surrounded by mature landscaping and fruit trees. Thoughtful improvements throughout include remodeled kitchen, dining, and laundry spaces; a newly renovated primary bathroom; solar; Ring; Rachio Wi-Fi irrigation; newer ductwork; attic insulation; updated drainage and landscaping; and fresh interior paint. An attached laundry room and one-car garage complete this beautifully maintained home, offering comfort, flexibility, and a rare California lifestyle in a desirable San Mateo setting.

Highlights

Listed by Sternsmith Group , 650-678-5455 Compass , (650) 375-1111. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

Year Built

1950

County

San Mateo

Area

699 - Not Defined

School District

Other

Listing ID

ML82060447

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Microwave, Refrigerator
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R10006
Roof:Composition
Principal Interest
$11,995
Taxes
$1,402

Home Price

$2,199,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$439,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$11,994.88

Principal

Taxes

Principal Taxes HOA Total
Monthly $11,994.88 $1,401.86 $0.00 $13,396.74
Yearly $143,938.56 $16,822.35 $0.00 $160,760.91
Total $4,318,156.66 $504,670.50 $0.00 $4,822,827.16

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (San Mateo, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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