1876 Rancho Lomas Way , San Miguel, CA 93451
$875,000
Est. Payment: $4,418.49/mo
4 Bed
3 Bath
2432 Sqft
Status: active | Days on site: 120
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House Description

Set on a fully fenced 10± acre parcel in the desirable Independence Ranch area, this exceptional property offers what may be the finest 360-degree views in the region—capturing rolling countryside, vibrant sunrises, and unforgettable sunsets from three separate decks designed for both entertaining and quiet enjoyment. Ideally suited for hobby agriculture and livestock, the land features drip irrigation, ample space for gardening and animals, and a private well supported by a 5,000-gallon water storage tank. Located just a few minutes from approximately 20 wineries along the Pleasant Valley Wine Trail and just 20 minutes from downtown Paso Robles, the setting combines rural tranquility with convenient access to amenities. The 2,432± square foot Palm Harbor home was constructed in 2006 and only used as a weekend retreat (never rented), offers a spacious open floor plan ideal for gatherings, highlighted by a dual-sided wood burning fireplace, large kitchen with island, generous pantry, and dry bar. The home includes four bedrooms, two full bathrooms (each with dual sinks), and one half bath, along with thoughtful features such as six remote-control ceiling fans, a whole house fan, inside laundry, and ramp access to both front and rear decks. Recent improvements include a new roof in 2024, with decks and air conditioning replaced within the past 8–10 years. Additional infrastructure enhances both functionality and self-sufficiency, including a 24' x 16' Toughshed barn with power and an attached side-wings as covered storage areas large enough for boats and tractors, a separate tool shed, and a 30-amp RV service near a water hookup. The property is equipped with a 9,000-watt dual-fuel (gasoline and propane) backup generator connected to a reliable manual transfer switch, a 500-gallon propane tank, as systems designed to support independence should the grid go down. Never rented or occupied full-time, this well-maintained property presents a rare opportunity to enjoy peaceful country living with panoramic views and versatile amenities.

Highlights

Listed by Kyler Hamann , 805-441-2171 RE/MAX Parkside Real Estate , 805-239-3310. CRMLS/Multi-Regional MLS mls logo

Property Type

Manufactured Home

Lot/Acreage
10

Year Built

2006

County

San Luis Obispo

Area

SMIG - San Miguel

Neighborhood

Independence Ranch

School District

Paso Robles Joint Unified

Listing ID

NS26073940

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Propane Cooktop, Refrigerator
Air Cond:Central Air
Fireplaces:Family Room,Multi-Sided,See Through,Wood Burning
Floor:Carpet,Tile
Other:Ceiling Fan(s),Dry Bar,High Ceilings,Pantry,Recessed Lighting,Storage,Walk-In Pantry,Workshop
Other:Private,Well

Exterior Features

Lot:Rolling Slope,Ranch,No Land Lease
Garage Capacity:2
Zoning:RR
Roof:Asphalt,Shingle
Others:Turnkey
Sewer:Septic Tank
Parking Features:Detached Carport,Driveway,Oversized,Private,RV Hook-Ups,RV Access/Parking
Principal Interest
$4,418
Taxes
$558

Home Price

$875,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$175,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,418.49

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,418.49 $557.81 $0.00 $4,976.31
Yearly $53,021.92 $6,693.75 $0.00 $59,715.67
Total $1,590,657.57 $200,812.50 $0.00 $1,791,470.07

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (San Miguel, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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