3645 S Bear St #f , Santa Ana, CA 92704
$585,000
Est. Payment: $2,954.08/mo
2 Bed
2 Bath
1170 Sqft
Status: active with contingency | Days on site: 12
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Welcome to your own peaceful retreat in the heart of Orange County. This charming ground-level condo is tucked inside the beautiful gated community of St. Albans and offers lovely pond views, abundant natural light, and a stylish, open-concept layout. The updated kitchen is both functional and inviting, featuring quartz countertops, a generous breakfast bar, a beautiful tile backsplash, under-cabinet lighting, and a spacious pantry. Just beyond, the dining area and bright living room flow effortlessly together, creating the perfect space for everyday living and easy entertaining. Step outside to the private balcony and take in the serene pond views. With newly replaced flooring, it is an ideal spot for morning coffee, evening wine, or simply unwinding at the end of the day. Thoughtful updates continue throughout the home. The laundry area has been refreshed with open shelving and a stone backsplash, while the guest bathroom has been beautifully remodeled with gorgeous wood panel detailing and a new vanity. The primary bedroom enjoys its own pond views, two spacious closets, and a gorgeous, brand-new custom vanity with plenty of storage. The location is hard to beat. St. Albans is within walking distance of South Coast Plaza, offering world-class shopping, dining, and entertainment, and is just minutes from John Wayne Airport and the 405 and 55 freeways. The community amenities are equally impressive, with two pools and spas, a fitness center, a sauna, two tennis courts, and a charming gazebo with barbecue areas for gathering with friends and family. Best of all, St. Albans HOA owns the land, and homeowners pay just $1 per year in land rent, allowing for both FHA and conventional financing.

Highlights

Listed by Amber Colopy , 949-439-3392 Engel & Volkers Dana Point , 949-503-1180. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
4.05

HOA Fee

632 Monthly

Year Built

1981

County

Orange

Area

69 - Santa Ana South of First

Neighborhood

St. Albans (STAL)

School District

Santa Ana Unified

Listing ID

OC26151305

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Gas Range
Air Cond:Central Air
Fireplaces:Family Room
Floor:Vinyl
Other:Built-in Features,Balcony,Separate/Formal Dining Room,Quartz Counters,All Bedrooms Down
Other:Public

Exterior Features

Lot:Land Lease
Garage Capacity:2
Zoning:R3
Sewer:Public Sewer
Parking Features:Carport,One Space
Principal Interest
$2,954
Taxes
$373
HOA
$632

Home Price

$585,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$117,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,954.08

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,954.08 $372.94 $632.00 $3,959.02
Yearly $35,448.94 $4,475.25 $7,584.00 $47,508.19
Total $1,063,468.20 $134,257.50 $227,520.00 $1,425,245.70

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Ana, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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