640 Calle Del Oro , Santa Barbara, CA 93109
$1,800,000
Est. Payment: $9,089.47/mo
3 Bed
2 Bath
1084 Sqft
Status: pending | Days on site: 58
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Location! Location! Location! Situated in the highly sought-after Mesa neighborhood in Santa Barbara, this property presents an exceptional opportunity to unlock significant upside potential, all while enjoying with ocean views, exceptional privacy, an unbeatable cul-de-sac location, and rare chance to craft something truly extraordinary. Perched up at the end of a quiet street, this 3-bedroom, 2-bath home offers the perfect blend of coastal living and endless potential. Whether you're a discerning buyer, seasoned investor, visionary developer, or someone looking to create your dream home, this property presents a unique opportunity. The home captures beautiful ocean views from the living room and two front-facing bedrooms. The primary suite features a nicely appointed en-suite three-quarter bathroom. Backing directly to open city land with no neighboring homes behind, the property offers a rare sense of seclusion, seldom found this close to the heart of Santa Barbara. Additional highlights include an extended driveway, two-car garage, drought-tolerant landscaping, and a mature avocado tree that anchors the landscape with both beauty and natural privacy. Beyond the property itself, the location is less than 3 miles from the Santa Barbara Harbor, Stearns Wharf, and vibrant State Street. Residents enjoy effortless access to renowned restaurants, shopping, entertainment, and the very best of coastal California living. Hendry's Beach and the beloved Boathouse Restaurant are less than 2 miles away, offering beachside dining and one of the area's cherished off-leash dog beaches. An exceptional opportunity to own a home with ocean views, privacy, and incredible upside potential in the heart of the Mesa. Don't miss your chance to realize its full potential.

Highlights

Listed by Dominic Nocera , (805) 444-3434 and Alex Ruggieri , (805) 501-9237 American Heritage Realty , (805) 496-9900. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.22

Year Built

1962

County

Santa Barbara

Area

VC81 - Santa Barbara

Listing ID

226002779

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:1
  • 3/4 Bathrooms:1
Appliances:Dishwasher, Gas Cooking
Floor:Carpet

Exterior Features

Lot:Cul-De-Sac,No Land Lease
Garage Capacity:2
Zoning:E-1
Roof:Composition
Others:Fixer,Repairs Cosmetic,Stucco
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$9,089
Taxes
$1,148

Home Price

$1,800,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$360,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,089.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,089.47 $1,147.50 $0.00 $10,236.97
Yearly $109,073.66 $13,770.00 $0.00 $122,843.66
Total $3,272,209.85 $413,100.00 $0.00 $3,685,309.85

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Barbara, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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