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112 Hillcrest Terrace , Santa Cruz, CA 95060
$860,000
Est. Payment: $4,720.00/mo
0.18 Acres
Status: Active | Days on site: 220
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ML39288 - ML155444
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Chris Heller
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House Description

Exceptional opportunity to build your custom dream home on this 7,928 square foot vacant lot, ideally located on a quiet cul-de-sac in Santa Cruz. Tucked away in a peaceful setting, this property offers privacy and the potential for city and ocean views with a thoughtfully designed two-story or elevated floor plan (subject to city approval). Adding to the appeal, the adjacent 7,579 square foot lot is also available for sale creating a rare chance to secure one or both parcels. Purchase both for a combined 15,507 square feet and expand your vision with additional space for a larger residence, guest house or enhanced outdoor living areas (subject to city approval). Conveniently located just minutes from beaches, downtown Santa Cruz, UCSC, and schools, this location blends coastal lifestyle with everyday convenience. Opportunities like this side-by-side lots in a desirable cul-de-sac setting are increasingly rare. Bring your builder and imagination to create something truly special in one of Santa Cruz sought-after neighborhoods.
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Highlights

Listed by Ronald Esche , 831-818-1323 RAE Properties , 831-818-1323. CRMLS/Multi-Regional MLS mls logo

Property Type

Vacant Land
Lot/Acreage
0.18

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82034329

Questions about this listing?

Contact Agent

Interior Features

Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:0
Zoning:Residential
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Principal Interest
$4,720
Taxes
$548

Home Price

$860,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$172,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,720.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,720.00 $548.25 $0.00 $5,268.25
Yearly $56,640.02 $6,579.00 $0.00 $63,219.02
Total $1,699,200.47 $197,370.00 $0.00 $1,896,570.47

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T19:10:48.000Z

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