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115 Catalpa St , Santa Cruz, CA 95062
$1,299,000
Est. Payment: $7,129.40/mo
3 Bed
1 Bath
1200 Sqft
0.14 Acres
Status: Active | Days on site: 18
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ML35586 - ML5109786
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Chris Heller
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House Description

A 1932 farmhouse on an oversized Midtown lot, thoughtfully updated without losing its original character. Approximately 1,200 square feet, with vaulted ceilings and natural light creating an open, inviting main living space. The remodeled kitchen features quartz countertops and stainless steel appliances, and the updated bath includes a walk-in shower. One bedroom opens directly to the deck, and the finished attic bonus room provides flexible space for a home office, creative studio, or storage. The backyard is where this home stands apart. A generous covered deck overlooks a flagstone fire pit area shaded by mature trees, all within a fully fenced 6,273 square foot lot. Gated off-street parking accommodates multiple vehicles, with potential space for an RV. With a Walk Score of 90, Water Street and Soquel Avenue shops, cafes, restaurants, and everyday conveniences are close by. Central forced-air heating and dual-pane windows add everyday comfort.
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Highlights

Listed by Shaye Carter , 831-900-8023 David Lyng Real Estate , 831-429-5700. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.14

Year Built

1932

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82060009

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Freezer, Gas Cooktop, Disposal, Refrigerator, Range Hood, Vented Exhaust Fan
Floor:Carpet,Laminate
Other:
  • ▪ Additional:Attic
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:2
Zoning:R-1-5
Roof:Composition,Shingle
Parking Features:Carport,Off Street
Principal Interest
$7,129
Taxes
$828

Home Price

$1,299,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$259,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,129.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,129.40 $828.11 $0.00 $7,957.51
Yearly $85,552.77 $9,937.35 $0.00 $95,490.12
Total $2,566,583.04 $298,120.50 $0.00 $2,864,703.54

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T07:14:35.000Z

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