12734 Irwin Way , Boulder Creek, CA 95006
$989,000
Est. Payment: $4,994.16/mo
4 Bed
3 Bath
2236 Sqft
Status: active | Days on site: 48
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Seller is open to a rate buy down! Tucked away in a charming neighborhood parallel to the San Lorenzo River, this delightful 4-bed/2.5-bath home sits on over 1.5 acres. Spend your mornings enjoying coffee on the inviting front porch, and spend weekends gardening, relaxing in a hammock or dining al fresco with guests, and thanks to an attached 2-car garage plus large driveway with ample parking its easy to host. Inside, the living room features a cozy fireplace ideal for cooler months, while the spacious updated kitchen impresses home chefs with its dine-in breakfast bar, subway tile backsplash, and elegant glass-front cabinets. The floor plan offers excellent separation of space, keeping all four bedrooms upstairs away from the main living areas. The primary suite is a standout, highlighted by a beautiful, custom 20-drawer built-in and new flooring. For hobbies or extra storage, a detached shed easily doubles as a workshop, yoga studio, or art retreat. Location is everything, and this property provides seamless access to major commute routes to Silicon Valley, Scotts Valley, and Santa Cruz. You are just moments from downtown Boulder Creeks dining favorites like The Red Pearl, local grocery stores, locals favorite the Camp Joy Farm Stand, and world-class outdoor recreation.

Highlights

Listed by Pavlina&Tarantino , 831-316-2095 Room Real Estate , (831) 234-6683. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
1.61

Year Built

1961

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82051931

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Microwave, Refrigerator
Floor:Carpet,Wood
Other:Workshop
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:6
Zoning:R-1-15
Roof:Composition
Parking Features:Guest,Off Street,Workshop in Garage
Principal Interest
$4,994
Taxes
$630

Home Price

$989,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$197,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,994.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,994.16 $630.49 $0.00 $5,624.65
Yearly $59,929.92 $7,565.85 $0.00 $67,495.77
Total $1,797,897.52 $226,975.50 $0.00 $2,024,873.02

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Boulder Creek, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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