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148 Walti St , Santa Cruz, CA 95060
$1,289,900
Est. Payment: $6,513.62/mo
3 Bed
2 Bath
1126 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Coastal Living at Its Finest Steps to Beach, Lagoon & Top Schools Welcome to this charming 3-bedroom, 2-bath home in the heart of Santa Cruz coastal living. Located on a quiet cul-de-sac, this property offers direct backyard access to Neary Lagoon Parkperfect for peaceful walks and enjoying nature. The beach is just a short 15-minute stroll away. Enjoy easy access to downtown Santa Cruz, with nearby shopping, dining, West Cliff Drive, and the iconic Beach Boardwalk for sunsets and weekend fun. This home includes three dedicated parking spaces (1 garage, 2 exterior) plus ample guest parkinga rare find near the coast. Recent upgrades include a new heating system (2022), new hot water tanks (2025), and a beautifully updated kitchen (2026) featuring granite countertops, a modern sink, and garbage disposal. Located in a highly desirable school district, just a 5-minute walk to a top-rated high school. Experience relaxed coastal living in one of Santa Cruz's most sought-after neighborhoods.
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Highlights

Listed by The Madani Team , 831-234-6683 Room Real Estate , (831) 234-6683. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.05

HOA Fee

112 Monthly

Year Built

1996

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82033926

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Refrigerator
Floor:Carpet,Laminate
Other:Breakfast Bar
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R
Roof:Composition
Sewer:Public Sewer
Parking Features:Off Street
Principal Interest
$6,514
Taxes
$822
HOA
$112

Home Price

$1,289,900

Loan Details

30 yrs
6.487%

Down Payment

20%
$257,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,513.62

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $6,513.62 $822.31 $112.00 $7,447.93
Yearly $78,163.40 $9,867.74 $1,344.00 $89,375.13
Total $2,344,901.94 $296,032.05 $40,320.00 $2,681,253.99

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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