220 Miracle Ln , Santa Cruz, CA 95060
$1,699,000
Est. Payment: $9,324.75/mo
3 Bed
3 Bath
2941 Sqft
0.9 Acres
Status: Active | Days on site: 96
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ML5014400 - ML5078090
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House Description

Looking like a home straight out of a fairytale, this beautiful 3 bed/2.5 bath property is thoroughly updated inside and out. Upgrades include a water filtration system, a whole-house generator, easy-to-maintain turf, and updated flooring and window treatments throughout. Home chefs will love preparing meals in the gourmet kitchen, which features knotty pine cabinets, matching stainless steel appliances, and granite countertops. From there, French doors lead out to a generously sized deck, perfect for dining al fresco in the summer. Inside the dining room is surrounded by oversized windows that bring the outside in and fill the space with gorgeous natural light. Nearby, the living room is anchored by an inviting fireplace, making it an ideal spot to curl up with a good book on winter evenings. A bonus flex space above the garage could easily serve as a home theater, playroom, or workout space. The primary suite features a comfortable retreat with an ensuite bathroom equipped with dual sinks and a large shower. Outside, the yard sets the perfect tone for summer parties, lawn games, or relaxing under the stars. The location offers great access to both Santa Cruz and Scotts Valley, making it easy to reach major commute routes, restaurants, outdoor recreation, and grocery stores.

Highlights

Listed by The Madani Team , 831-234-6683 Room Real Estate , (831) 234-6683. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.9

Year Built

1986

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82059259

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Microwave, Refrigerator, Vented Exhaust Fan
Air Cond:Central Air
Fireplaces:Living Room
Floor:Carpet,Wood
Water:Well

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:RA
Roof:Composition
Parking Features:Guest

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Oct 3
Principal Interest
$9,325
Taxes
$1,083

Home Price

$1,699,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$339,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,324.75

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,324.75 $1,083.11 $0.00 $10,407.86
Yearly $111,896.96 $12,997.35 $0.00 $124,894.31
Total $3,356,908.84 $389,920.50 $0.00 $3,746,829.34

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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