2228 Capitola Rd , Santa Cruz, CA 95062
$1,750,000
Est. Payment: $8,836.99/mo
3 Bed
0 Bath
1645 Sqft
Status: active | Days on site: 4
Get Pre-Qualified
VCR-C15903466 - VCR-C159091383,VCR-C159052275

By providing your number, you are expressly consenting, in writing, to receive telemarketing and other messages, including calls or texts at the number you provided above. This consent is not required to purchase any good or service. Message and data rates may apply. Text STOP to cancel.

This site is protected by reCAPTCHA and the GooglePrivacy Policy and Terms of Service apply.

House Description

Welcome to 2228 Capitola Road, a thoughtfully designed modern property offering the flexibility of a primary residence with built-in rental income potential. Completed as a contemporary single-family home with an attached accessory dwelling unit (ADU), this unique property combines clean architectural design, high-end finishes, and low-maintenance living in one convenient locations. The main residence features two bedrooms and one bath, highlighted by polished concrete floors, expansive windows, and an open-concept living space filled with natural light. The designer kitchen showcases premium finishes and modern styling, creating an ideal space for both everyday living and entertaining. Large windows frame views of the sunny, fully fenced backyard, seamlessly connecting indoor and outdoor living. The attached one-bedroom, one-bath ADU provides exceptional flexibility perfect for rental income or multigenerational living Outside, the professionally designed landscape and sunny back yard provides ample room for gardening, outdoor dining, and relaxation, while requiring minimal upkeep. Additional features include a two-car covered carport, a dedicated storage area, and an all-electric modern design with quality contemporary finishes throughout.

Highlights

Listed by Suzanne M. Rodoni , 831-345-4568 Real Estate Eight Three One , 831-475-5695. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family

Lot/Acreage
0.13

Year Built

2023

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82050646

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:0
  • Full Bathrooms:
Appliances:Disposal, Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Floor:Concrete
Other:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:0
Zoning:R-1-4
Roof:Metal
Sewer:Public Sewer
Parking Features:Carport
Principal Interest
$8,837
Taxes
$1,071

Home Price

$1,750,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$350,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,836.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,836.99 $1,071.33 $0.00 $9,908.32
Yearly $106,043.84 $12,856.00 $0.00 $118,899.84
Total $3,181,315.13 $385,680.00 $0.00 $3,566,995.13

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Aug 2026

Average Price

All Price Ranges
N/A
Aug 2026

Average Days on Market

All Price Ranges
N/A
Aug 2026
Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

© 2026 CRMLS/Multi-Regional MLS

MLS Logo - CRMLS/Multi-Regional MLS