229 16th Ave , Santa Cruz, CA 95062
$2,395,000
Est. Payment: $13,064.00/mo
4 Bed
2 Bath
1884 Sqft
0.21 Acres
Status: Active | Days on site: 57
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ML35586 - ML5073080
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House Description

Ideally situated in the highly sought-after Santa Maria Cliffs neighborhood, this beautifully updated home offers an exceptional coastal lifestyle just steps from Sunny Cove Beach. Leave the car behind and enjoy the convenience of walking or biking to the beach, the Santa Cruz Harbor, waterfront dining, local cafes, and the popular Sunday farmers market just across the street. Positioned on a spacious corner lot, the home is designed for comfortable single-level living with three bedrooms and a beautifully updated bathroom on the main floor. Above the garage, a generous bonus room with a full bath offers outstanding flexibility; ideal as a family room, guest suite, home office, or future primary retreat. Plans are drawn up for a primary suite, or the space also presents an excellent opportunity to create an ADU for multigenerational living or additional income. With potential eligibility for vacation rental use, this property offers an exceptional opportunity for both lifestyle and investment. Freshly painted on the exterior and extensively renovated in recent years, the home features hardwood floors, a remodeled kitchen with new cabinetry and countertops, and an expanded, tastefully updated main bathroom. After the beach, rinse off in the outdoor shower and relax in the hot tub.

Highlights

Listed by Megan Lyng , 831-345-0503 David Lyng Real Estate , 831-429-5700. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.21

Year Built

1959

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82056640

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Refrigerator, Vented Exhaust Fan
Floor:Tile,Wood
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1-6
Roof:Composition
Others:
  • ▪ Additional:Has ADU
Parking Features:Guest,Off Street
Principal Interest
$13,064
Taxes
$1,527

Home Price

$2,395,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$479,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,064.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,064.00 $1,526.81 $0.00 $14,590.81
Yearly $156,768.00 $18,321.75 $0.00 $175,089.75
Total $4,703,040.11 $549,652.50 $0.00 $5,252,692.61

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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