260 Humbug Ln , Santa Cruz, CA 95060
$1,999,999
Est. Payment: $10,909.39/mo
3 Bed
3 Bath
3422 Sqft
6.06 Acres
Status: Active Under Contract | Days on site: 124
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ML5012265 - ML5082122
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House Description

Please provide proof of funds, lender approval, seller disclosure package signed & upload to DisclosureIo. PRIVATE ESTATE Rare, sprawling, and ultra-private this flat, sun-drenched property is made for effortless entertaining. Just 4 minutes from Scotts Valley, 7 min. To Santa Cruz, you're close to town yet feel a world away. Thoughtfully curated upgrades shine throughout, from earthy rich quartz countertops and custom cabinetry to a true dream kitchen anchored by designer lighting. The expansive open-concept layout seamlessly blends kitchen, dining, and living spaces perfect for hosting on any scale. Enjoy radiant heat, a boiler system, low-flow fixtures, and newer stainless steel appliances. Over one-third of the parcel is level, offering endless possibilities multiple lounges, fire pit, parking for 20+, and several ideal locations for an ADU. A rare blend of privacy, style, fun and versatility

Highlights

Listed by Jean Tenore , 408-429-9769 Real Estate Experts ERA Powered , (408) 427-9220. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
6.06

Year Built

1981

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82045169

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Disposal, Microwave, Refrigerator, Warming Drawer
Floor:Tile,Wood
Other:
  • ▪ Additional:Breakfast Bar, Utility Room, Walk-In Closet(s), Workshop
Water:Shared Well

Exterior Features

Lot:Horse Property,No Land Lease
Garage Capacity:15
Zoning:RA
Roof:Composition
Others:
  • ▪ Additional:Has ADU
Parking Features:Guest
Principal Interest
$10,909
Taxes
$1,275

Home Price

$1,999,999

Loan Details

30 yrs
7.245%

Down Payment

20%
$400,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,909.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,909.39 $1,275.00 $0.00 $12,184.39
Yearly $130,912.67 $15,299.99 $0.00 $146,212.66
Total $3,927,380.17 $458,999.77 $0.00 $4,386,379.94

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T05:14:44.000Z

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