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317 Centennial St , Santa Cruz, CA 95060
$1,695,000
Est. Payment: $8,559.25/mo
3 Bed
2 Bath
1542 Sqft
Status: active with contingency | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Lower Westside 3-bedroom, 2-bath home offers a bright, open reverse floor plan with vaulted ceilings and skylights providing abundant natural light. Enjoy beautiful views of the Santa Cruz Mountains from the main living areas, creating a peaceful backdrop for everyday living. Set near Steamer Lane on a deep, nicely landscaped lot, the property features garden boxes, mature cherry, peach, apricot and Asian pear trees and a large garden shed, providing ample space for outdoor entertaining, gardening, or simply relaxing. A two-car garage offers plenty of storage for surfboards and bikes. The outdoor surf shower is ideal for rinsing off after a day at the beach. This well maintained home has all new flooring and has been painted inside and out. Front and back upstairs porches provide additional outdoor space with sunrise and sunset views. Ideally located just minutes from West Cliff Drive, Lighthouse Field State Park, beaches, world class surfing, hiking and mountain biking, this home combines a tranquil setting with easy access to shopping, dining and coastal recreation.
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Highlights

Listed by Peter Cook , 831-247-7211 Lighthouse Realty , 831-423-7355. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.09

Year Built

1986

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82055197

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:SFR
Roof:Composition
Sewer:Public Sewer
Parking Features:Off Street
Principal Interest
$8,559
Taxes
$1,081

Home Price

$1,695,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$339,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,559.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,559.25 $1,080.56 $0.00 $9,639.82
Yearly $102,711.03 $12,966.75 $0.00 $115,677.78
Total $3,081,330.94 $389,002.50 $0.00 $3,470,333.44

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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