317 Lighthouse Ave , Santa Cruz, CA 95060
$2,695,000
Est. Payment: $14,791.17/mo
4 Bed
2 Bath
2183 Sqft
0.16 Acres
Status: Active | Days on site: 9
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ML5099901 - ML5097661,ML5102870
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House Description

One block from the Cowells stairs & a straight shot through Lighthouse Field to Steamer Lane, this single-level surf retreat offers amazing access to the best of the World Surf Reserve & West Cliff Dr! Completely renovated and updated with modern electrical and plumbing, this turnkey home features an open layout that flows onto an expansive redwood deck with arbor that overlooks a professionally designed and sustainably landscaped backyard. Rinse off the sand in the outdoor shower after Jr. Guards and warm up in the hot tub after a long session at Middle Peak! Extremely private and secluded from the street, the main living space includes a dedicated dining area, while the open concept maximizes the incredible yard. With multiple office spaces, this home is ideal for those looking to work from home, or a busy family that needs cozy studying areas or reading nooks. Updates include full crawl space moisture barrier with sump pumps, an on-demand water heater, and a thoughtfully designed front yard perfect for throwing the ball around after school. Explore the playground and community garden down the street, and then explore the monarch butterfly grove in Lighthouse Field on the way to Steamer Lane Supply or Shrine Coffee for a quick bite - all without leaving the neighborhood!

Highlights

Listed by Sam Bird-Robinson , 831-515-8582 and Charlie Lambert , 831-428-2526 Compass , 831-708-1663. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.16

Year Built

1974

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82062325

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Refrigerator, Vented Exhaust Fan
Floor:Tile,Wood
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:0
Zoning:R
Roof:Composition,Shingle
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 12:00 pm - 2:00 pm Oct 3
Sunday 2:00 pm - 4:00 pm Oct 4
Principal Interest
$14,791
Taxes
$1,718

Home Price

$2,695,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$539,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,791.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,791.17 $1,718.06 $0.00 $16,509.23
Yearly $177,494.00 $20,616.75 $0.00 $198,110.75
Total $5,324,820.08 $618,502.50 $0.00 $5,943,322.58

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T11:10:31.000Z

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