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321 Broadway A2 , Santa Cruz, CA 95060
$549,000
Est. Payment: $2,994.63/mo
1 Bed
1 Bath
1028 Sqft
Status: Active | Days on site: 98
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ML5009355 - ML5099077,ML5100584
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Chris Heller
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House Description

Tucked into the secure, resort-like retreat of Pacific Terrace, this spacious one-bedroom, one-bath condo boasts an expansive living area, a serene master suite, and a dining room flowing into the living space, plus stacked laundry and a cozy fireplace. Step out onto the generous covered patio, an ideal spot for morning coffee or evening unwinding. This light-filled, second-floor, single-level unit faces West, offering abundant natural light while preserving your privacy. Pacific Terrace impresses with lush grounds, a sparkling pool, spa, sauna, BBQ area, gated underground parking with storage, an elevator, and warm pet-friendly policies! Just steps from the shops and dining of Pacific Avenue, this home delivers an urban-coastal lifestyle, perfect as a second home or for pedal commuters and transit riders. First-time buyers, stop renting and start owning this gem. Guest parking at 320 Soquel Avenue.
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Highlights

Listed by MJ Stearns , 831-531-5074 and Tiffany Littlefield , 831-566-8897 eXp Realty of California Inc , (888) 584-942.... CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

1000 Monthly

Year Built

1980

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82049608

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Microwave, Refrigerator
Floor:Carpet,Laminate
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:Res
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$2,995
Taxes
$350
HOA
$1,000

Home Price

$549,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$109,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,994.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,994.63 $349.99 $1,000.00 $4,344.62
Yearly $35,935.55 $4,199.85 $12,000.00 $52,135.40
Total $1,078,066.40 $125,995.50 $360,000.00 $1,564,061.90

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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