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334 Pennsylvania Ave , Santa Cruz, CA 95062
$1,799,000
Est. Payment: $9,084.42/mo
8 Bed
0 Bath
2826 Sqft
Status: pending | Days on site: 40
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Centrally located on an expansive 8,756-square-foot lot, this unique property offers a total of six bedrooms and three and one-half bathrooms across two separate homes, each with its own private outdoor space. County records list the property as a duplex, but it features two distinct residences with individual addresses. The front home is brimming with vintage charm and features two bedrooms, one updated bathroom, kitchen with quartz counters, dining room, laundry room, and its own large backyard perfect for relaxing, gardening, or entertaining. The main residence offers three bedrooms, two and one-half bathrooms, a dining room, inside laundry, fresh interior paint, and brand-new carpeting. The inviting floor plan is complemented by a private backyard and an oversized deck off the primary suite, creating an ideal retreat for enjoying the outdoors. Whether you're seeking multi-generational living, rental income potential, or simply extra space, this centrally located property presents a rare opportunity with flexibility and charm.
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Highlights

Listed by Linda Bailey , 831-818-1944 Miritz & Bailey Real Estate, Inc , 8315884528. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family
Lot/Acreage
0.2

Year Built

1990

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82051180

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Appliances:Dishwasher
Floor:Carpet,Laminate,Wood
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Zoning:R-2
Roof:Composition
Sewer:Public Sewer
Principal Interest
$9,084
Taxes
$1,147

Home Price

$1,799,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$359,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$9,084.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $9,084.42 $1,146.86 $0.00 $10,231.28
Yearly $109,013.07 $13,762.35 $0.00 $122,775.42
Total $3,270,391.96 $412,870.50 $0.00 $3,683,262.46

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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