4120 Opal Cliff Dr , Santa Cruz, CA 95062
$10,999,000
Est. Payment: $55,541.72/mo
3 Bed
3 Bath
2325 Sqft
Status: active | Days on site: 112
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Vacation rental Intrigue you? Is Fractional ownership of Interest? Let's talk! There is a lot of potential at this Coveted location. Perched on the iconic Opal Cliff and overlooking the world-renowned Hook surf spot are 3-bedrooms, 2.5 baths and a single story home that offers the ultimate in California coastal living. With 2,325 square feet of well-designed space on a 17,000+ square foot DOUBLE lot set far back from the cliff, this home blends comfort, style, and location in one remarkable package. Inside, there are large rooms, vaulted ceilings & a cozy fireplace that is perfect for relaxing. Also featured is a sunroom filled with natural light, a stylish bar area, and multiple gathering spaces. Step outside to enjoy not one, but two expansive patios, where you can bask in the sun or entertain under the stars all with breathtaking panoramic views of Monterey Bay as your backdrop. Just moments away from Pleasure Point Pizza, Verve Coffee, Penny Creamery, and a variety of local favorites, this home places you in the heart of one of Santa Cruz County's most vibrant coastal communities.

Highlights

Listed by Brandon Maillo , 408-784-8461 and Raylene Khan , 408-316-9719 Christie's International Real Estate Sereno , (408) 335-1400. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.39

Year Built

1949

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82037766

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Floor:Carpet,Laminate,Tile
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1-5
Roof:Composition
Sewer:Public Sewer
Parking Features:Uncovered
Principal Interest
$55,542
Taxes
$7,012

Home Price

$10,999,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$2,199,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$55,541.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $55,541.72 $7,011.86 $0.00 $62,553.58
Yearly $666,500.67 $84,142.35 $0.00 $750,643.02
Total $19,995,020.09 $2,524,270.50 $0.00 $22,519,290.59

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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