414 Roxas St , Santa Cruz, CA 95062
$1,198,000
Est. Payment: $6,575.07/mo
2 Bed
1 Bath
1281 Sqft
0.25 Acres
Status: Active Under Contract | Days on site: 10
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ML5099901 - ML5098173,ML5098271
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House Description

Discover a rare Santa Cruz opportunity offering approximately 1,803 sq ft of beautifully remodeled living space across two separate dwellings: a turnkey 2-bedroom, 1-bath main home plus a detached 1-bedroom, 1-bath ADU, all on a generous lot in the desirable Banana Belt neighborhood. The 1,281 sq ft main residence is move-in ready, featuring LVP flooring, a stylishly remodeled kitchen with quartz countertops, stainless steel appliances, updated cabinetry and tile backsplash, plus a striking fireplace feature. Thoughtful upgrades continue throughout with modern fixtures, new window blinds, and a beautifully tiled shower. The detached ADU has been fully remodeled with a fresh, modern aesthetic and quality finishes, creating a private and versatile second dwelling. Perfect for extended household living, guests, a home office, or rental income, the ADU adds exceptional flexibility and value. Outside, enjoy an expansive backyard with room for gardens, entertaining, play space, or a private retreat. Ample parking adds convenience. With two beautifully updated dwellings and approximately 1,803 sq ft of combined permitted living space, this is a rare opportunity for turnkey living with the flexibility of a separate ADU in one of Santa Cruz's desirable neighborhoods.

Highlights

Listed by Shawndy Linquist , 831-440-6733 and Kimberly Ward , 831-238-7981 Compass , 831-708-1663. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.25

Year Built

1950

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82060460

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Dishwasher, Disposal, Refrigerator, Range Hood
Floor:Laminate,Tile
Water:Public

Exterior Features

Lot:Level,No Land Lease
Garage Capacity:1
Zoning:R15
Roof:Composition
Others:
  • ▪ Additional:Has ADU
Sewer:Public Sewer
Parking Features:Uncovered
Principal Interest
$6,575
Taxes
$764

Home Price

$1,198,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$239,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,575.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,575.07 $763.72 $0.00 $7,338.80
Yearly $78,900.86 $9,164.70 $0.00 $88,065.56
Total $2,367,025.77 $274,941.00 $0.00 $2,641,966.77

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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