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460 Lake Ave , Santa Cruz, CA 95062
$2,399,000
Est. Payment: $13,166.61/mo
2 Bed
2 Bath
1600 Sqft
0.05 Acres
Status: Active | Days on site: 7
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ML39753 - ML154861,ML5092452
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Chris Heller
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House Description

Wake up to sweeping views of the Santa Cruz Yacht Harbor, the ocean, and Walton Lighthouse from this architecturally distinctive home, with an exceptional coastal location. This bright and spacious home is approximately 1,600sf with 2 bedrooms, 2 bathrooms, and an attached 2-car garage. The main living area features an open floor plan with high ceilings, large windows and a balcony, all designed to take in the incredible views. Just off the kitchen is a private rear patio, featuring a full outdoor kitchen with a built-in barbecue and sink. DON'T MISS THE BONUS ROOM WHICH CAN SERVE AS A THIRD BEDROOM! On the way up to the primary suite, a generous landing offers the perfect nook for a home office. The primary bedroom features a vaulted ceiling with open beams and two balconies. The second bedroom, downstairs, has its own bathroom and provides an excellent separation of space. The location is incredible! Close to Twin Lakes Beach, The Crows Nest, The Santa Cruz Yacht Harbor, Java Junction, El Palomar, and more. Beautiful harbor and ocean views, flexible living space, and fresh updates combine to make this a truly special Santa Cruz property.
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Highlights

Listed by Greg Hales , 831-662-6584 and Bethany Madsen , 831-421-2311 Coldwell Banker Realty , (831) 688-6461. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.05

Year Built

1992

County

Santa Cruz

Area

699 - Not Defined

 School District

Other

Listing ID

ML82059549

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Oven
Floor:Wood
Other:
  • ▪ Additional:Breakfast Bar
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:R-1-3.5
Roof:Composition
Sewer:Public Sewer

Open House

Upcoming Open Houses
Saturday 12:00 pm - 3:00 pm Oct 3
Sunday 1:00 pm - 4:00 pm Oct 4
Principal Interest
$13,167
Taxes
$1,529

Home Price

$2,399,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$479,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$13,166.61

Principal

Taxes

Principal Taxes HOA Total
Monthly $13,166.61 $1,529.36 $0.00 $14,695.97
Yearly $157,999.30 $18,352.35 $0.00 $176,351.65
Total $4,739,978.99 $550,570.50 $0.00 $5,290,549.49

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T15:14:42.000Z

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