522 King St , Santa Cruz, CA 95060
$1,350,000
Est. Payment: $7,409.30/mo
3 Bed
2 Bath
1557 Sqft
0.18 Acres
Status: Active | Days on site: 28
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ML39552 - ML476519
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House Description

Quintessential 1920s California Bungalow with Spanish Colonial Revival Charm. Character & craftsmanship come together in this beloved 3-bedroom, 1.25-bath bungalow, ideally located in one of the Westside's most desirable areas. Full of period detail & warmth, this home is a canvas for a buyer ready to restore its classic charm. Freshly painted inside & out, the home welcomes you onto an inviting front porch flanked by decorative urns, and through the front door into a light-filled living room anchored by original built-in cabinetry. French doors open the floor plan for easy, great-room-style flow, while the kitchen offers a bright, cheerful space to cook & gather. A second charming entry, the side porch, welcomes guests through a period French door framed by sidelight windows. Outside, the property truly sets itself apart: an expansive front yard and spacious backyard are joined by a year-round spillway that runs the full length of the lot, creating a peaceful backdrop. A detached garage with a bonus studio adds flexibility for a workshop or storage, & there's plenty of off-street parking. Previously used as student housing, this home is ready for a new chapter. Just moments from iconic Santa Cruz beaches, UCSC, Downtown Santa Cruz & Costco this is Westside living at its finest.

Highlights

Listed by Michelene Unger , 831-234-1306 CENTURY 21 Masters , (831) 338-2125. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.18

Year Built

1928

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82058443

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:R1
Roof:Composition
Sewer:Public Sewer
Parking Features:Off Street

Open House

Upcoming Open Houses
Saturday 1:00 pm - 4:00 pm Oct 3
Sunday 1:00 pm - 4:00 pm Oct 4
Principal Interest
$7,409
Taxes
$861

Home Price

$1,350,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$270,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,409.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,409.30 $860.63 $0.00 $8,269.93
Yearly $88,911.65 $10,327.50 $0.00 $99,239.15
Total $2,667,349.58 $309,825.00 $0.00 $2,977,174.58

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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