574 Spinnaker Ct , Santa Cruz, CA 95062
$935,000
Est. Payment: $5,131.63/mo
2 Bed
2 Bath
1267 Sqft
0.04 Acres
Status: Active | Days on site: 56
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ML5099901 - ML5096720
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House Description

Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

Highlights

Listed by Teresa Marlow , 831-818-3430 Compass , 831-708-1663. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

Lot/Acreage
0.04

HOA Fee

549 Monthly

Year Built

1982

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82060821

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Range Hood, Vented Exhaust Fan
Floor:Carpet,Laminate,Tile
Other:
  • ▪ Additional:Breakfast Bar, Walk-In Closet(s)
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:RM-4
Roof:Composition
Others:
  • ▪ Additional:Stucco, 2+ Total Units
Parking Features:Guest,Gated

Open House

Upcoming Open Houses
Sunday 11:00 am - 2:00 pm Oct 4
Principal Interest
$5,132
Taxes
$596
HOA
$549

Home Price

$935,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$187,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,131.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,131.63 $596.06 $549.00 $6,276.69
Yearly $61,579.55 $7,152.75 $6,588.00 $75,320.30
Total $1,847,386.56 $214,582.50 $197,640.00 $2,259,609.06

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T13:07:47.000Z

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