620 Mystery Spot Rd , Santa Cruz, CA 95065
$995,000
Est. Payment: $5,427.42/mo
2 Bed
3 Bath
1353 Sqft
2.53 Acres
Status: Active | Days on site: 19
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ML39753 - ML5072154
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House Description

No mystery here, just pure value and possibility. Tucked behind a private gate amid the majestic redwoods, this mountain haven delivers the best of both worlds: serene privacy yet only about 10 minutes from midtown Santa Cruz shopping and dining, and 15 minutes from the beach. The versatile property centers on a light-filled 2-bedroom, 1-bath main home plus a studio 1-bath ADU, ideal for rental income, a work-from-home setup, multi-generational living, or guest quarters. Step onto the sun-drenched entry deck and into an open living room where skylights and dual-pane windows flood the space with natural light. The flow continues into an updated kitchen with custom concrete counters and a bright dining area framed by a wall of windows that deliver true treehouse vibes. Updated bathrooms and bedrooms are move-in ready, while decks surrounding the home make indoor-outdoor living effortless. Downstairs, an oversized 2-car garage connects to the attached guest unit/ADU. A flexible bonus room (perfect as an office, workout space, art studio, or she-shed) and an outdoor soaking tub complete the package. Wander the 2.53-acre grounds under towering redwoods or simply soak up the sunshine on your decks. Your private redwood retreat is calling; come experience the lifestyle for yourself.

Highlights

Listed by Willie Eagleton , 831-345-9258 Coldwell Banker Realty , (831) 688-6461. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
2.53

Year Built

1972

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82059051

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Cooktop, Refrigerator
Air Cond:Wall/Window Unit(s)
Fireplaces:Insert,Living Room,Wood Burning Stove
Other:
  • ▪ Additional:Breakfast Bar

Exterior Features

Lot:No Land Lease
Garage Capacity:4
Zoning:A
Roof:Flat
Others:
  • ▪ Additional:Has ADU
Sewer:Septic Tank
Principal Interest
$5,427
Taxes
$634

Home Price

$995,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$199,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,427.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,427.42 $634.31 $0.00 $6,061.74
Yearly $65,129.09 $7,611.75 $0.00 $72,740.84
Total $1,953,872.61 $228,352.50 $0.00 $2,182,225.11

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T03:13:44.000Z

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