708 Frederick St Unit 202 , Santa Cruz, CA 95062
$470,109
Est. Payment: $2,564.30/mo
1 Bed
1 Bath
776 Sqft
Status: Active | Days on site: 38
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ML35397 - ML5088465,ML146302
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House Description

City of Santa Cruz Measure O Condo located in highly desirable Seabright location. 1 person max income- $96,050. 2 person max income- $109,750. Preference is given to a Buyer that lives or works in City of Santa Cruz. Rare, affordable housing offering. This bright, well-designed 1-bedroom condo is located in a secure building built in 2015, with a locked lobby, gated garage parking, resident elevator, shared indoor lounge spaces, bike storage, outdoor community spaces and fire pit, and guest parking. Inside, natural light fills the open living space, where a gas fireplace creates a warm focal point and a spacious private balcony offers the perfect spot for morning coffee, mid-day lunch, or an evening unwind. The eat-in kitchen features a gas range, microwave, and ample counter space, while in-unit laundry adds everyday convenience. The generous bedroom includes a full-size closet. The secure garage includes an assigned parking space (#9) and private storage locker (#3), with additional bike storage. Walkable to Arana Gulch, the Santa Cruz Harbor and Beaches, multiple restaurants and grocery markets, Rio Theater and neighborhood parks. Rarely does a condo offer the ease of single-level living with this much convenience and connection to Santa Cruz.

Highlights

Listed by Aimee Thayer-Garcia , 831-435-9146 and Derek Timm , 831-239-9203 Montalvo Homes & Estates , 831-460-4663. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

593 Monthly

Year Built

2015

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82058975

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:1
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Microwave, Refrigerator
Water:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:1
Zoning:PA
Roof:Composition
Others:
  • ▪ Additional:2+ Total Units
Sewer:Public Sewer
Parking Features:Covered
Principal Interest
$2,564
Taxes
$300
HOA
$593

Home Price

$470,109

Loan Details

30 yrs
7.245%

Down Payment

20%
$94,022
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,564.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,564.30 $299.69 $593.00 $3,457.00
Yearly $30,771.63 $3,596.33 $7,116.00 $41,483.96
Total $923,148.84 $107,890.02 $213,480.00 $1,244,518.86

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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