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126 Frederick St , Santa Cruz, CA 95062
$2,400,000
Est. Payment: $12,119.30/mo
3 Bed
2 Bath
2500 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Come experience life at the harbor! One of the few homes in this private gated community, this single family 3 bed/2.5 bath home has breathtaking views of the Santa Cruz Yacht Harbor and the Pacific Ocean, and the well designed floor plan makes sure you’re soaking them in from every room. Curl up by the fireplace on those cool coastal nights, and when you’re ready to head out, everything is right at your doorstep. Great restaurants, local breweries, and grocery stores are all just a hop, skip, and a jump away. Frederick St Park is nearby, too, with sand volleyball courts and a fenced dog park right next to it. This one has it all.
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Highlights

Listed by Jayson Madani , 831-234-6683 Room Real Estate , 831-234-6683. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.12

HOA Fee

1031 Monthly

Year Built

1991

County

Santa Cruz

 Neighborhood

Other

Listing ID

41128483

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Floor:See Remarks

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Roof:Tile
Others:See Remarks
Sewer:Public Sewer
Parking Features:Garage
Principal Interest
$12,119
Taxes
$1,530
HOA
$1,031

Home Price

$2,400,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$480,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,119.30

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $12,119.30 $1,530.00 $1,031.00 $14,680.30
Yearly $145,431.55 $18,360.00 $12,372.00 $176,163.55
Total $4,362,946.47 $550,800.00 $371,160.00 $5,284,906.47

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Cruz, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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