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9720 Encina , Santa Margarita, CA 93453
$825,000
Est. Payment: $4,166.01/mo
3 Bed
2 Bath
1400 Sqft
Status: pending | Days on site: 78
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

CHARMING SANTA MARGARITA RETREAT WITH FRESH UPDATES!!! Welcome to 9720 Encina, a beautifully maintained home in the heart if Santa Margarita offering a perfect blend of comfort, character, and recent upgrades. This inviting property features a bright, open floor plan with spacious living areas, well=appointed bedrooms, and plenty of natural light throughout. Step outside and enjoy the newly refreshed= including a brand-new driveway that adds convenience and curb appeal, plus outdoor cosmetic updates that make the property shine. The enormous outdoor space is ideal parking any size toy, entertaining, building a shop, gardening, or simply relaxing under the Central Coast sky! With its prime location near charming shops, local dining, wineries, and easy access to Highway 101, this home offers a peaceful retreat while keeping you close to everything you need. Plenty of room for an ADU or huge shop. This property is th size of two lots!!! This property is a must see!
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Highlights

Listed by John Capelli , 951-502-4878 Team Diamond Homes , 951-923-9200. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential
Lot/Acreage
0.34

Year Built

1958

County

San Luis Obispo

Area

SMRG - Santa Margarita

 School District

San Luis Coastal Unified

Listing ID

SW26084074

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Range, Double Oven, Electric Oven, Electric Range
Air Cond:See Remarks
Fireplaces:Family Room,Primary Bedroom
Other:All Bedrooms Down,Bedroom on Main Level,Main Level Primary
Other:Public

Exterior Features

Lot:0-1 Unit/Acre,No Land Lease
Garage Capacity:2
Others:Has ADU
Sewer:Septic Tank
Principal Interest
$4,166
Taxes
$526

Home Price

$825,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$165,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,166.01

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,166.01 $525.94 $0.00 $4,691.95
Yearly $49,992.09 $6,311.25 $0.00 $56,303.34
Total $1,499,762.85 $189,337.50 $0.00 $1,689,100.35

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Margarita, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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