310 E. Mccoy Lane 3f , Santa Maria, CA 93455
$445,000
Est. Payment: $2,442.33/mo
3 Bed
2 Bath
1130 Sqft
Status: Pending | Days on site: 8
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SL836 - SL1273937,SL01441288
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House Description

Central Coast living made simple. This move-in-ready Oak Creek Villas residence offers 1,130 square feet of living space on one level with three spacious bedrooms, two well-appointed full baths, and the ease of a low-maintenance lifestyle. Conveniently located near shopping, schools, parks, US 101, and Vandenberg Space Force Base, the home combines everyday convenience with easy access throughout the Santa Maria Valley. Fresh interior paint and new carpet add to its move-in-ready appeal, while the second-level setting provides added privacy and elevated views from the private balcony. A tiled entry accented by a decorative wall niche and bronze-tone ceiling fixture opens to the light-filled living room, where a ceiling fan with integrated lighting and sliding glass door connect to the private balcony. Views across palm trees, tile rooftops, and landscaped common areas create an inviting backdrop, while a dedicated storage closet adds everyday functionality. The kitchen opens to the living area across a breakfast bar and features tiled countertops and backsplash with a decorative liner, light maple shaker style cabinetry, and a complete appliance package with an included refrigerator. A decorative three-light chandelier illuminates the adjoining dining area, creating a comfortable setting for everyday meals and entertaining. The spacious primary suite features dual closets, built-in cabinetry with upper and lower storage, a ceiling fan with integrated lighting, and a window covering. The en-suite bath offers dual sinks, tile flooring, and a tub/shower combination. Two secondary bedrooms, each with window coverings and ceiling fans with lights, are conveniently positioned near the second full bath and laundry closet with an included stackable washer and dryer. One secondary bedroom is further enhanced by a tray ceiling and arched window. Oak Creek Villas community amenities complement the residence with a swimming pool, clubhouse, playground, landscaped common areas, and pedestrian pathways—bringing together convenience, community amenities, and low-maintenance Central Coast living.

Highlights

Listed by David Campa , 805-431-0042 and Jennifer Campa , 805-781-6040 Central Coast Sotheby's International Realty , 805-781-6040. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

342 Monthly

Year Built

2003

County

Santa Barbara

Area

OREA - SM/Orcutt East

School District

Santa Maria Joint Union

Listing ID

SC26199866

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Water Heater, Dryer, Washer
Floor:Carpet,Tile
Other:
  • ▪ Additional:Breakfast Bar, Built-in Features, Balcony, Tray Ceiling(s), Ceiling Fan(s), Laminate Counters, Recessed Lighting, Tile Counters, Primary Suite
Water:Public

Exterior Features

Lot:Close to Clubhouse,No Land Lease
Garage Capacity:2
Roof:Concrete,Tile
Others:
  • ▪ Additional:Rain Gutters, Stucco
Sewer:Public Sewer
Parking Features:Assigned,Covered,Detached Carport
Principal Interest
$2,442
Taxes
$284
HOA
$342

Home Price

$445,000

Loan Details

30 yrs
7.307%

Down Payment

20%
$89,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,442.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,442.33 $283.69 $342.00 $3,068.01
Yearly $29,307.92 $3,404.25 $4,104.00 $36,816.17
Total $879,237.45 $102,127.50 $123,120.00 $1,104,484.95

Today's Rates

30 Year

7.31%

20 Year

7.2%

15 Year

6.65%

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Market insight data is pulled from the same city as the listing being viewed (Santa Maria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-03T09:09:50.000Z

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