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401 N Center Ct , Santa Maria, CA 93455
$560,000
Est. Payment: $2,827.84/mo
3 Bed
3 Bath
1580 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Chris Heller
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House Description

Rare assumable FHA loan opportunity at 3% interest. Rare chance for first-time buyers and investors alike. Whether you're looking to establish roots, or generate rental income, this property offers exceptional value and versatility. This charming two-story townhome in the desirable Northpoint Village community of Santa Maria is well-maintained, features 3 bedrooms, 2.5 bathrooms, and a versatile loft ideal for a home office, media room, or additional living space. Enjoy a spacious floor plan with a cozy fireplace, granite countertops, water softener, track lighting, and an attached two-car garage. The primary suite offers dual sinks and ample storage, while the additional bedrooms provide flexibility for a variety of needs. Located on a quiet cul-de-sac, residents enjoy access to community amenities including a heated pool, spa, tennis courts, playground, and picnic area. Conveniently located near shopping, dining, parks, and commuter routes, this home offers comfort, convenience, and low-maintenance living.
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Highlights

Listed by Fernando Eichhorn , 916-676-3445 EXP Realty of Northern California, Inc. , 888-832-7179. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome
Lot/Acreage
0.03

HOA Fee

530 Monthly

Year Built

1984

County

Santa Barbara

Area

SMIA - Santa Maria

 School District

Santa Maria Joint Union

Listing ID

SN26131210

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Water Softener
Floor:Carpet,Tile
Other:Ceiling Fan(s),Granite Counters,Pull Down Attic Stairs,Tile Counters,Track Lighting,All Bedrooms Up
Other:Public

Exterior Features

Lot:Cul-De-Sac,Sprinklers In Front,Street Level,No Land Lease
Garage Capacity:2
Zoning:DR-3.3
Others:Turnkey,2+ Total Units
Sewer:Public Sewer
Parking Features:Door-Multi,Driveway,Garage,Garage Door Opener
Principal Interest
$2,828
Taxes
$357
HOA
$530

Home Price

$560,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$112,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,827.84

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,827.84 $357.00 $530.00 $3,714.84
Yearly $33,934.03 $4,284.00 $6,360.00 $44,578.03
Total $1,018,020.84 $128,520.00 $190,800.00 $1,337,340.84

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Santa Maria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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