4895 Ruby Crest Ct , Santa Maria, CA 93455
$849,000
Est. Payment: $4,631.04/mo
4 Bed
3 Bath
2232 Sqft
0.14 Acres
Status: Active | Days on site: 14
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House Description

Tucked in on a cul-de-sac and just steps from the neighborhood park, this Orcutt home has the space, layout, and outdoor living that make everyday life a little easier. With 4 bedrooms, 2.5 bathrooms, and approximately 2,232 square feet, there's plenty of room to spread out while still feeling connected. Inside, Spanish-inspired tile brings warmth and character throughout the main living areas. The spacious kitchen features granite countertops, stainless steel appliances, and a picture window overlooking the front yard, while the open connection to the dining and living spaces makes it easy to gather, entertain, or simply keep everyone together. The primary suite is conveniently located downstairs, along with a half bath and laundry room with additional storage. French doors lead to a backyard made for Central Coast living, complete with a covered patio, built-in barbecue and dining area, lawn, and a generous concrete side yard with garden boxes. Whether it's dinner outside, kids playing in the yard, or winding down at the end of the day, there's plenty of space to enjoy it. Upstairs, you'll find three additional bedrooms and a full bathroom, offering flexibility for family, guests, a home office, or whatever life calls for next. All of this in an established Orcutt neighborhood with the park just down the street corner.

Highlights

Listed by Shauna Hernandez , 805-668-4865 Modern Broker , 805-773-4130. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.14

HOA Fee

75 Monthly

Year Built

1993

County

Santa Barbara

Area

ORCT - Orcutt

Neighborhood

Orcutt East(870)

School District

Orcutt Union

Listing ID

PI26193757

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Other:
  • ▪ Additional:Main Level Primary
Water:Public

Exterior Features

Lot:Yard,No Land Lease
Garage Capacity:2
Sewer:Public Sewer
Principal Interest
$4,631
Taxes
$541
HOA
$75

Home Price

$849,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$169,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,631.04

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,631.04 $541.24 $75.00 $5,247.28
Yearly $55,572.46 $6,494.85 $900.00 $62,967.31
Total $1,667,173.72 $194,845.50 $27,000.00 $1,889,019.22

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Maria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-04T21:12:45.000Z

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