412 Penelope Ln , Santa Maria, CA 93455
$830,000
Est. Payment: $4,527.40/mo
3 Bed
3 Bath
1724 Sqft
0.12 Acres
Status: Active | Days on site: 24
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PI3264 - PI1980090
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House Description

Location, lifestyle, and a layout that just makes sense! Built in 2011 and ideally situated within walking distance of charming Old Town Orcutt, this home puts local restaurants, coffee shops, boutiques, and community events right at your fingertips. The thoughtfully designed floor plan offers flexibility for a variety of lifestyles. Downstairs, you'll find a comfortable living area and kitchen, along with an additional bedroom and half bath--perfect for guests, a home office, or added privacy. Upstairs features the primary suite, a second bedroom and full bath, plus a generously sized loft offering plenty of options for a second living space, media room, office, or workout area. Situated on a corner lot, the backyard is designed for easy Central Coast living. A covered patio creates a great spot to relax or entertain, while the terraced landscaping features drought-tolerant plants and impressive mature agaves that add character without demanding your weekends. And the location is hard to beat--approximately 20 minutes to Vandenberg Space Force Base, 30 minutes to the beach, and just minutes from some of the Central Coast's award-winning wineries. Whether you're heading out for dinner in Old Town, a day at the coast, or an afternoon of wine tasting, this home makes it easy to enjoy everything the Orcutt lifestyle has to offer.

Highlights

Listed by Stephanie Souza , 805-556-4349 Modern Nest Realty, Inc. , 805-556-4349. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

49 Monthly

Year Built

2011

County

Santa Barbara

Area

ORCT - Orcutt

Neighborhood

Orcutt West(880)

School District

Orcutt Union

Listing ID

PI26176447

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Gas Oven, Gas Range, Refrigerator, Dryer, Washer
Other:
  • ▪ Additional:Bedroom on Main Level
Water:Public

Exterior Features

Lot:Corner Lot,Level,No Land Lease
Garage Capacity:2
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$4,527
Taxes
$529
HOA
$49

Home Price

$830,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$166,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,527.40

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,527.40 $529.13 $49.00 $5,105.52
Yearly $54,328.79 $6,349.50 $588.00 $61,266.29
Total $1,629,863.59 $190,485.00 $17,640.00 $1,837,988.59

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Santa Maria, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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