304 Ginger Ln , Scotts Valley, CA 95066
$1,099,000
Est. Payment: $5,549.63/mo
3 Bed
3 Bath
2164 Sqft
Status: active | Days on site: 71
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

Built just 6 years ago, this beautifully designed End-Unit Townhome is one of only a few in the development with an oversized yard space! The versatile floor plan offers a separate Family Room on the first floor that can easily function as a private office or 4th bedroom. High ceilings and abundant windowsfill the home with natural light throughout. The open-concept second floor is ideal for entertaining, featuring a spacious Living Room, private balcony with distant mountain views, and a stunning kitchen with a large Quartz Island, elegant white cabinetry, stainless steel appliances, and seamless flow into the dining area. Also on this level are a convenient half bath, laundry closet, and a versatile nook perfect for a home office, coffee bar, or additional flex space. The spacious Primary Suite features a walk-in closet and private En Suite with dual sinks and a large frameless glass shower. Two additional guest bedrooms and full bath complete the upper level. Relax in your gated patio oasis with paver patio and low-maintenance yardperfect for evenings around the fire-table. Additional amenities include A/C, Solar, and a Tesla EV charger. Conveniently located with award-winning schools nearby and an excellent commute location. Truly a special home!

Highlights

Listed by Robert Aldana , 831-252-3959 KW Thrive Santa Cruz , (831) 457-5500. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

425 Monthly

Year Built

2020

County

Santa Cruz

Area

699 - Not Defined

School District

Other

Listing ID

ML82048417

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Microwave, Refrigerator
Air Cond:Central Air
Fireplaces:
Other:Walk-In Closet(s)
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:2
Zoning:RM
Roof:Composition
Sewer:Public Sewer
Principal Interest
$5,550
Taxes
$701
HOA
$425

Home Price

$1,099,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$219,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,549.63

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $5,549.63 $700.61 $425.00 $6,675.24
Yearly $66,595.53 $8,407.35 $5,100.00 $80,102.88
Total $1,997,865.90 $252,220.50 $153,000.00 $2,403,086.40

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Scotts Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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