2055 Terraspiro Ave , Spring Valley, CA 91977
$605,000
Est. Payment: $3,055.07/mo
3 Bed
2 Bath
1118 Sqft
Status: active with contingency | Days on site: 54
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

FHA and VA Approved. First Time Home Buyers please check with your lender as this home is located in a census tract designated as a High Cost Area with special financing options. Don’t miss this opportunity to own a beautifully updated single-level 3 bed, 2 bath home in a convenient location near shopping, dining, everyday amenities, and freeway access. The updated kitchen and bathrooms showcase quartz countertops, while LVP flooring in the living areas, dual-pane windows, two mini-split systems, and fans in all rooms provide added comfort and style throughout the home. Enjoy the low-maintenance fenced backyard with turf, attached 1-car garage, and newer roof for added peace of mind. Located just a short distance to the community park and pool, this move-in ready home offers comfort, style, and convenience all in one. Additionally, all bedrooms are on the opposite side of shared wall. New insulated garage door installed a couple months ago. HOA includes roof, front landscaping, foundation, exterior walls (stucco, trim, fascia, etc), termites within any portion of the home, front walkway, driveway and trash services.

Highlights

Listed by Linda Lee , 858-254-5399 Keller Williams La Jolla , 858-457-9400. CRMLS/Multi-Regional MLS mls logo

Property Type

Condo/Townhome

HOA Fee

400 Monthly

Year Built

1973

County

San Diego

Area

91977 - Spring Valley

School District

La Mesa-Spring Valley

Listing ID

PTP2604058

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Air Cond:Electric,Wall/Window Unit(s),Zoned
Fireplaces:
Other:All Bedrooms Down

Exterior Features

Lot:No Land Lease
Garage Capacity:3
Zoning:R-1:SINGLE FAM-RES
Roof:Composition
Sewer:Public Sewer
Principal Interest
$3,055
Taxes
$386
HOA
$400

Home Price

$605,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$121,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,055.07

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,055.07 $385.69 $400.00 $3,840.76
Yearly $36,660.87 $4,628.25 $4,800.00 $46,089.12
Total $1,099,826.09 $138,847.50 $144,000.00 $1,382,673.59

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Spring Valley, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T22:37:46.000Z

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