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905 N Commerce St , Stockton, CA 95202
$520,000
Est. Payment: $2,625.85/mo
4 Bed
0 Bath
2760 Sqft
Status: active | Days on site: 97
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Agent profile image
Chris Heller
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House Description

Here's a corner-lot 4-plex property located in the Civic Center / Downtown Stockton area. The property is within walking distance to Dignity Health St. Joseph's Medical Center and a short bike ride from the Miracle Mile. Enjoy easy access to restaurants, bars, shops, and the Stockton waterfront and arena. Each unit is 1-Bed 1-Bath with hardwood and tile flooring throughout. Some bathrooms and kitchens recently updated. Units are equipped with floor furnaces for heating and wall AC units for cooling. Laundry hookups are conveniently located in the basement. A clean, spacious backyard and two driveways provide ample private parking. The detached garage also offers excellent potential for future use. The property is fully occupied with updated leases that still offer strong upside potential. Situated in an Opportunity Zone, it qualifies for combined ADU development incentives that can further enhance investment economics.
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Highlights

Listed by Robert M. Balina , 408-750-6425 Synergize Realty , (408) 850-7220. CRMLS/Multi-Regional MLS mls logo

Property Type

Multi-Family
Lot/Acreage
0.1

Year Built

1917

County

San Joaquin

Area

699 - Not Defined

 School District

Other

Listing ID

ML82041701

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:0
  • ▪ Full Bathrooms:
Appliances:Refrigerator
Air Cond:Wall/Window Unit(s)
Fireplaces:
Floor:Tile,Wood
Other:Public

Exterior Features

Lot:No Land Lease
Garage Capacity:3
Zoning:R2
Roof:Composition
Others:Has ADU
Sewer:Public Sewer
Parking Features:Off Street,Uncovered
Principal Interest
$2,626
Taxes
$334

Home Price

$520,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$104,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,625.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,625.85 $333.83 $0.00 $2,959.68
Yearly $31,510.17 $4,006.00 $0.00 $35,516.17
Total $945,305.07 $120,180.00 $0.00 $1,065,485.07

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Stockton, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T20:37:41.000Z

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