21 E Emerson Ave , Tracy, CA 95376
$685,000
Est. Payment: $3,736.47/mo
5 Bed
4 Bath
2911 Sqft
0.19 Acres
Status: Active | Days on site: 50
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IVGSSI - I12050,BMLS-R00005072
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House Description

This lovely 5-bedroom home sits in the heart of Tracy and offers an impressive amount of space and opportunity. Occupying an expansive 8,102 sq ft lot, it welcomes you with a spacious living room that’s currently used as a formal dining area, complete with a cozy fireplace. The large country kitchen features retro tile, a convenient kitchen nook, and opens into an expansive family room boasting rustic paneling, a beverage bar, and a fireplace with a custom brick facade. French doors from the family room lead directly to the backyard and pool, creating a seamless indoor-outdoor lifestyle. Upstairs, the master bedroom offers two walk-in closets, a private balcony, and a comfortable sense of privacy. One of the additional bedrooms can easily serve as a retreat or a dedicated office, with convenient access to the full bathroom. Downstairs, you’ll find three bedrooms in total, along with an updated 1½ bath for added everyday convenience. Outside, the home truly shines with a large in-ground pool, an adjacent deck area made for entertaining, and plenty of room for a lawn, garden, or future landscaping ideas. You’ll also appreciate the added convenience of a sauna and a full bath accessible directly from the backyard—perfect for pool days and year-round use. The detached garage adds even more flexibility. It’s currently set up as an exercise room and storage area, but it can be returned to its original garage use, potentially repurposed into in-law quarters, or imagined as an entertainment “cave.”

Highlights

Listed by JOHN MARTINDALE , 909-228-5255 and Patrick McCarran , 925-899-5536 GS STRATEGIES, INC. , 909-723-1730. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.19

Year Built

1964

County

San Joaquin

Area

699 - Not Defined

School District

Tracy Joint Unified

Listing ID

IV26171168

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Gas Cooktop, Disposal, Gas Oven, Water Heater
Air Cond:Central Air
Fireplaces:Gas,Living Room
Floor:Carpet,Laminate,Wood
Other:
  • ▪ Additional:Balcony, Tile Counters, Utility Room
Water:Public

Exterior Features

Lot:Back Yard,Irregular Lot,Lawn,No Land Lease
Garage Capacity:2
Roof:Composition
Others:
  • ▪ Additional:Frame, Stucco, Wood Siding
Sewer:Public Sewer
Parking Features:Door-Single,Garage Faces Front,Garage,Off Street
Principal Interest
$3,736
Taxes
$437

Home Price

$685,000

Loan Details

30 yrs
7.245%

Down Payment

20%
$137,000
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Monthly Price:
$3,736.47

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,736.47 $436.69 $0.00 $4,173.16
Yearly $44,837.61 $5,240.25 $0.00 $50,077.86
Total $1,345,128.38 $157,207.50 $0.00 $1,502,335.88

Today's Rates

30 Year

7.25%

20 Year

7.27%

15 Year

6.6%

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Market insight data is pulled from the same city as the listing being viewed (Tracy, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-10-05T01:13:22.000Z

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