20550 Ponderosa Way , Tuolumne, CA 95379
$429,000
Est. Payment: $2,166.32/mo
5 Bed
3 Bath
2350 Sqft
Status: active | Days on site: 182
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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House Description

A Rare opportunity to own a 5-bedroom mountain retreat offering flexible multi-generational living, income potential and room just minutes to Black Oak Casino, Sonora and Twain Harte. Upon entry, you are welcomed into a comfortable living room featuring a wood-burning stove and scenic views of Tuolumne. The dining area is conveniently located adjacent to the kitchen. The entry-level floor includes two bedrooms and one full bathroom. Upstairs, you’ll find the remaining bedrooms, including the primary suite. For added convenience, the washer and dryer are located in the primary bathroom. The lower level of the home features a fifth bedroom with a separate entrance, currently rented, offering potential additional income or in-law accommodations. This space includes a full kitchen, one bedroom, and one bathroom. The driveway provides ample parking for multiple vehicles, including space for a boat or RV. The home is just a short walk to the community pool and recently renovated clubhouse and is conveniently located minutes from Black Oak Casino, Pinecrest, and Dodge Ridge.

Highlights

Listed by Travis Giannini , 209-768-8524 Century 21/Wildwood Properties , 209-586-3258. CRMLS/Multi-Regional MLS mls logo

Property Type

Residential

Lot/Acreage
0.3

HOA Fee

16.666666666667 Monthly

Year Built

1990

County

Tuolumne

Listing ID

41121849

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Water Heater, Dryer, Washer
Air Cond:Central Air,Wall/Window Unit(s)
Fireplaces:Family Room,Free Standing
Floor:Carpet,Laminate

Exterior Features

Lot:Back Yard,Close to Clubhouse,Cul-De-Sac,Sloped Down,Sloped Up,No Land Lease
Garage Capacity:0
Roof:Shingle
Others:Wood Siding
Parking Features:RV Access/Parking,One Space
Principal Interest
$2,166
Taxes
$273
HOA
$17

Home Price

$429,000

Loan Details

30 yrs
6.487%

Down Payment

20%
$85,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,166.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,166.32 $273.49 $16.67 $2,456.48
Yearly $25,995.89 $3,281.85 $200.00 $29,477.74
Total $779,876.68 $98,455.50 $6,000.00 $884,332.18

Today's Rates

30 Year

6.49%

20 Year

6.28%

15 Year

5.8%

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Market insight data is pulled from the same city as the listing being viewed (Tuolumne, CA).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Based on information from California Regional Multiple Listing Service, Inc. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. All properties are subject to prior sale, change or withdrawal.

IDX service by Blueroof 360

Data last updated: 2026-08-10T18:36:54.000Z

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